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IMPORTANT <br /> <br />If the certiticate holder is an ADDITIONAL INSURED, the policy(ies)must be endorsed. A statement <br />on this certificate does not confer rights to the certif'm, ate holder in lieu of such endoraement(s). <br /> <br />If SUBROGATION IS WAIVED, subject to the termsand cendit~ons of the policy, cartain policies may <br />require an endoraement A statement on this certiTw, ate does not confer rights to the certificate <br />holder in lieu of such endorsement(s). <br /> <br /> DISCLAIMER <br /> <br />The Certificata of Insurance on the reverse side of this form does not constitute a contract between <br />the issuing insurer(s), autho~zed representative or producer, and the certificate holder, nor does it <br />affirmatively or negatively amend, extend or alter the coverage affordsd by the policies listed thereon. <br /> <br />ACORD25-S(7/97)2 of 2 #S108005/M102293 <br /> <br /> <br />