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<br />AUG-13-2003 WED 02:16 PM <br /> <br />FAX NO, <br /> <br />p, 02 <br /> <br />SANJOAQ.02 <br /> <br />STC <br /> <br />IMPORTANT <br /> <br />If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement <br />on this certificate does not confer righl$ to the certificate holder in lieu of such endorsement(s). <br /> <br />If SUBROGATION IS WAIVED. subject 10 the terms and conditions of the pOlicy, certain policies may <br />require an endorsement. A si8tement on this certificate does not confer rights to ihe certificate <br />holder in lieu of such endorsement(s), <br /> <br />DISCLAIMER <br /> <br />The Certificate of Insurance on the reverse side of this form does not constitute a contract between <br />iIle issuing ìnsurer(s), authorized representative or producer, and the certificate holder, nor does it <br />affirmaiÎvely or negatively amend, eXtend or alter ihe coverage afforded by the policies listed thereon, <br /> <br />...........-..- ... .-.--. <br />