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<br />,,' g: API<.. 6.2004 3:20PM <br />to .- <br />c <br />a TECHNOLOGY <br />8 COMMERCIAL GENERAL LIABILITY PROTECTION <br /> <br />.~' <br /> <br />- <br />.......... <br />~ <br /> <br />- <br />- <br />- <br />- <br />- <br />- <br />- <br />- <br />- <br />- <br />- <br />IiiiIiiïii <br />-= <br />.- <br />- <br />- <br />- <br />.- <br />== <br />- <br />- <br />~ <br /> <br />'~ <br /> <br />" <br />" <br /> <br />This insuring agreement provides general <br />liability protection for your business. There <br />are. of course. limitations and exclusions <br />throughout this agreement that apply to that <br />protection. As a result. this agreement <br />should be read carefully to determine the <br />extent of the coverage provided to you snd <br />other protected persons. <br /> <br />õ <br />" <br /> <br />f- <br />a <br />a <br />" <br /> <br />NO. 293 <br /> <br />PA/31 <br /> <br />w.snw <br /> <br />12 <br /> <br />" <br />" <br />" <br /> <br />Table of Contents <br /> <br />What This Agreement Covers <br />Bodily injury and property damage <br />liability. <br />Personal injury liability. <br />Advertising injury liability. <br />Medical expenses. <br />Right and duty to defend a protected <br />person. <br />Additional payments. <br />Right to appeal a judgment against a <br />protected person, <br /> <br />:>: <br />. <br /> <br />'" <br />.. <br />::! <br />'" <br />a <br />'" <br /> <br />0 <br />8 <br />'" <br />... <br />'" <br />a <br />" <br />" <br /> <br />When This Agreement Covers <br />Bodily injury and property <br />liability, <br />Personal injury liability. <br />Advertising injury liability. <br />Medical expenses. <br /> <br />damage <br /> <br />Where This Agreement Covers <br /> <br />Who Is Protected Under This Agreement <br />Individual. <br />Partnership or joint venture. <br />Limited liability company. <br />Corporation or other organization. <br />Employees IlInd volunteer workers. <br />Real estate managers. <br />L.andlords, <br />Equipment lessors. <br />Persons or organizations for your work <br />as required by written contract, <br />Vendors of your products. <br />Operators of registered mobile <br />equipment. <br />Unnllmed subsidiaries. <br />Newly acquired or formed <br />organizations. <br />Separation of protected persons. <br /> <br />limits DI Coverage <br />General total limit. <br />Products and I;ompleted work total <br />limit. <br />Personal injury each person limit. <br />Advertising injury each person limit, <br /> <br />Page <br />2 <br /> <br />Each event limit. <br />How the limits of I;overage apply if a <br />total limit is left blank. <br /> <br />2 <br />3 <br />4 <br />4 <br />4 <br />5 <br /> <br />Exclusions - What This Agreement Won't <br />Cover <br />Aircraft. <br />Auto. <br />Breach of contract. <br />Contract liability. <br />Control of property. <br />Damage to your products or completed <br />work. <br />Deliberately breaking the law. <br />Employers liability. <br />Employment-related practices. <br />Expected or intended bodily Injury or <br />property damage. <br />False material. <br />Impaired property. <br />Intellectual properw, <br />Liquor liability. <br />Material previously made known or <br />used. <br />Medical expenses of certain persons. <br />Mobile equipment. <br />Nuclear energy liability. <br />Pollution injury or damsge. <br />Pollution work loss. cost. or expense. <br />Poor quality or performance. <br />Product recall. <br />Unnamed partnership, Joint venture. or <br />limited liability company. <br />Watercraft. <br />Workers compensation and other <br />benefits lews. <br />Wrong price description. <br /> <br />13 <br /> <br />13 <br />13 <br />13 <br />14 <br />14 <br />17 <br /> <br />17 <br />18 <br />18 <br />18 <br /> <br />19 <br />19 <br />19 <br />19 <br />20 <br /> <br />20 <br />20 <br />20 <br />21 <br />23 <br />25 <br />26 <br />26 <br /> <br />26 <br />26 <br />26 <br />27 <br /> <br />27 <br />27 <br /> <br />27 <br />27 <br /> <br />6 <br /> <br />6 <br />6 <br />6 <br />6 <br />6 <br /> <br />& <br /> <br />7 <br />7 <br />7 <br />7 <br />7 <br />7 <br />B <br />9 <br />9 <br /> <br />9 <br />9 <br /> <br />10 <br />10 <br /> <br />Dther Insurance <br />Primary or excess other insurance. <br />Whan this agreement is excess <br />insurance. <br />Methods of sharing. <br /> <br />10 <br />10 <br /> <br />10 <br />11 <br /> <br />11 <br />12 <br />12 <br /> <br />yÞ~ <br /> <br />:S/Sè <br /> <br />47150 Rev. 7-01 Printed In U.S.A. Insuring Agreement <br />=St.Paul Fire and Marina Insuranee Co. 2001 All Rights Reserved <br /> <br />Page 1 of 28 <br />