APPRISS INC. f/n/a VINE COMPANY 1 - 2001

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3:21PM ,.' ~ flf;R..6.200<1 '" a a 0 I ~.-- .. ~ - - -- !iii . II!!!!!!II . - - - - . - .- .' .~ " " tangible property of others to happen before this agreement begins if such continuation, change, or resumption would otherwise be covered by this agreement because of a continuous. multiple, or other coverage trigger required under the law that applies. 8 ... § Of course, if there's a continuation, change, or resumption, after this agreement ends. of physical damage to tangible property of others that: . isn't previously known physical damage to tangible property of others; and . happens while this agreement Is in effect; we'll consider such continuation, change. or resumption to also happen while this agreement is in effect if that would be the result because of a continuous. multiple, or other coverage trisger required under the law that applies. We'li consider all loss of use of: . damaged tangible property to happen at the time of the physical damage that caused it; and . undamaged tangible property to happen at the time of the event that caused it, H '" 0 .. . ... '" ~ ~ ~ a 8 "' l- N 0 0 " rang/biB property does not include data. Previously known phys/cill damage to tangible property of others means physical damage to tangible property of others that happenlld before this agreemllnt begins and was known by you or any described individual protected person before this agreement begins as a result of any of the following et that time: . You or any described individual protected person reporting all Or part of that property damage to us or any other insurer. . You or any described individual protected person receiving a claim or suit for all or part of that property damase. . Any described individual protected person witnessing. or being told of, the beginning. Or any change, continuation, or resumption, of all or p"rt of that property damage. NO.293 P.6/31 1IIIStlllui . claim and suit in the Right and duty to defend a protected person section; . executive officer and other organization in the Corporation or other organizati on section; and . employee in the Employees and volunteer workers section. Personal Injury liability. We' II pay amounts any protected person is legally required to pay as damages for covered personal injury that: . results from your business activities; and . is caused by a personal injury offense committed while this agreement is in effect. Personal injury means injury, other than bodily injury or advertising injury, that's caused by a personal injury offense. Personal injury offense meanS any of the following offenses; . False arrest. detention. or imprisonment. . Malicious prosecution. . Wrongful entry into. or wrongful eviction from. a room. dwelling, or premises that a person occupies, if such entry or eviction is committed by or for the landlord, lessor. or OWner of that room, dwelling. or premises. . Invasion of the right of private occupancy of a roem. dwelling. or premises that a person occupies, if such invasion is committed by or for the landlord, lessor, or owner of that room. dwelling, or premises. . Libel. Or slander, in or with covered material. . Making known to any person or organization covered material that disparages the business, premises. products, services, work. or completed work of others. . Making known to any person Or organization covered material that violates a person's right of privacy. Event means an accident. including continuous or repeated exposure to substantially the same general harmful conditions. ~ We explain the terms: Covered material means any material in any form of expression. including material made known in Or with any electronic means of communication, such as the Internet. 513ö 47150 Rev. 7-01 Printed in U.S.A. Insuring Agreement cSt.Paul Fire and Marine Insurance Co. 2001 All Rights Reserved Page 3 of 28