APPRISS INC. f/n/a VINE COMPANY 1 - 2001

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, fJP.R.' 6.2004 3:23PM 'IhISnIIul Servicing includes any adjustment, assembly, disposal, inspection, repair or test. We explain the term your products in the Products and completed work total limit section. Operators of registered mobile equipment. All operators of registered mobile equipment are protected persons for covered bodily injury or property damage that results from their driving of such equipment on a public street or road with your permission. Any person or organization legally responsible for the driving conduct of those operators is also a protected person for such bodily injury or property damage. But only if there's no valid and collectible other Insurance available to cover its liability for the operators. However, no operator or any other person or organization is a protected person for: . bOdily Injury to a fellow employee of the person driving the equipment; or . property damage to property controlled by you or the employer of an operator who is a protected person. Registered mobile equipment means mobile equipment that's registered in your name under a motor vehicla registration law. We explain the terms: . controlled by in the Employees and volunteer workers section; . mobile equipment in the Mobile equipment exclusion; and . other insurance in the Other Insurance section. Unnamed subsidiaries. Any of yoUr subsidiaries, other than a partnership, joint venture, or limited liability company, that isn't shown in the Introduction as a named insured is a protacted person if you own more than 50% of it on the beginning date of this agreement, However, no unnamed subsidiary Is a protected person for: . bodily injury or property damage that happened before you own more than 50% of it; 'ft-ß U;),.13 Ò NO. 293 P.13/31 . personal injury or advertisIng injury th~t results from an offense that's committed before you own more thal"l 50% of it; or . injury or damage that's covered by other similar general liability Insurance. Own more than 50% of means own more than 50% of the outst~nding voting securities representing the present right to vote for the election of directors of the organization. Newly acquired or formed organizations. Any organization that you acquire or form while this agreement is in effect that isn't a p~rtnershlp, joint venture, or limited liability company is a protected person if you own more than 50% of it. However, no newly acquired or formed org~nizatlon is II protected person for: . more than the remainder of the time this agreement is in effect, beginl"ling with the date that you ~cquired or formed it; . bodily injury or property d~mage that happened before you acqUired or formed it; . person~1 injury or advertising injury that results from an offense committed beforE! you acquired or formed it; or . injury or damage that's covered by other similar gener~1 liability insurance. Separation of protected persons. We'll apply this agreemel'lt separately to each protected person. However, all protected persons share the limits of coverage shown In the Coverage Summary. We explain how in the Limits Of Coverage section. Also, any right or duty specifically assigned to the first named insured remains unchanged, We explain those rights and duties in the General Rules, which is a part of your policy. Limits Of Coverage The limits of coverage shown in the Coverage Summary and the information containep in this section fix the most we'll pay as damages and medical expenses, regardless of the number of: 47150 Rev. 7-01 Printed in U.S.A. P.".. 11'1 nf ?R II>St.Paul Fire and Marine Insurance Co. 2001 All Rights Reserved