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IMPORTANT <br /> <br />If the certificate holder is an ADDITIONAL iNSURED, *,he policy(ids) must De endorsed A statement <br />on this certificate does not confer rights to the certificate holder ir- lieu of such endorsement(s), <br /> <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement A statement on thi~ certificate does not confer rights to the certificate <br />holder in lieu of such endorsement(s) <br /> <br />DISCLAIMER <br /> <br />The Certificate of Insurance on the reverse side of this form does not constitute a contract between <br />the ~ssuing insurer(e), authorized representative or producer, and the certificate holder, nor does it <br />affirmatively or negatively amend, e~end or alter the coverage afforded by the policies listed thereon. <br /> <br />ACORD 25.S <br /> <br /> <br />