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c. The first Named Insured must keep records of the information we need for premium computation, and send us <br /> copies at such times as we may request. <br /> 6. Representations <br /> a. When You Accept This Policy <br /> By accepting this policy, you agree: <br /> (1) The statements in the Declarations are accurate and complete; <br /> (2) Those statements are based upon representations you made to us; and <br /> (3) We have issued this policy in reliance upon your representations. <br /> b. Unintentional Failure To Disclose Hazards <br /> If unintentionally you should fail to disclose all hazards relating to the conduct of your business that exist at the <br /> inception date of this Coverage Part, we shall not deny coverage under this Coverage Part because of such <br /> failure. <br /> 7. Separation Of Insureds <br /> Except with respect to the Limits of Insurance, and any rights or duties specifically assigned in this Coverage Part to <br /> the first Named Insured, this insurance applies: <br /> a. As if each Named Insured were the only Named Insured; and <br /> b. Separately to each insured against whom claim is made or"suit" is brought. <br /> 8. Transfer Of Rights Of Recovery Against Others To Us <br /> a. Transfer Of Rights Of Recovery <br /> If the insured has rights to recover all or part of any payment, including Supplementary Payments, we have made <br /> under this Coverage Part, those rights are transferred to us. The insured must do nothing after loss to impair <br /> them. At our request, the insured will bring "suit" or transfer those rights to us and help us enforce them. <br /> b. Waiver Of Rights Of Recovery (Waiver Of Subrogation) <br /> If the insured has waived any rights of recovery against any person or organization for all or part of any payment, <br /> including Supplementary Payments, we have made under this Coverage Part, we also waive that right, provided <br /> the insured waived their rights of recovery against such person or organization in a contract, agreement or permit <br /> that was executed prior to the injury or damage. <br /> 9. When We Do Not Renew <br /> If we decide not to renew this Coverage Part, we will mail or deliver to the first Named Insured shown in the <br /> Declarations written notice of the nonrenewal not less than 30 days before the expiration date. <br /> If notice is mailed, proof of mailing will be sufficient proof of notice. <br /> SECTION V-DEFINITIONS <br /> 1. "Advertisement" means the widespread public dissemination of information or images that has the purpose of <br /> inducing the sale of goods, products or services through: <br /> a. (1) Radio; <br /> (2) Television; <br /> (3) Billboard; <br /> (4) Magazine; <br /> (5) Newspaper; or <br /> b. Any other publication that is given widespread public distribution. <br /> However, "advertisement" does not include: <br /> a. The design, printed material, information or images contained in, on or upon the packaging or labeling of any <br /> goods or products; or <br /> b. An interactive conversation between or among persons through a computer network. <br /> 2. "Advertising idea" means any idea for an "advertisement". <br /> 3. "Asbestos hazard" means an exposure or threat of exposure to the actual or alleged properties of asbestos and <br /> includes the mere presence of asbestos in any form. <br /> 4. "Auto" means: <br /> a. A land motor vehicle, trailer or semitrailer designed for travel on public roads, including any attached machinery <br /> or equipment; or <br /> Page 18 of 22 Form HG 00 01 09 16 <br />