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property damage, bodily injury and personal & advertising injury with limits no less <br />than $1,000,000 per occurrence and $2,000,000 aggregate. <br />Sexual Abuse or Molestation Liability (SAML): If the CGL policy referenced above <br />is not endorsed to include affirmative coverage for sexual abuse or molestation, <br />Contractor shall obtain and maintain a policy covering Sexual Abuse and Molestation <br />with a limit of no less than $1,000,000 per occurrence or claim. <br />If Contractor maintains broader coverage and/or higher limits than the minimums <br />shown above, City requires and shall be entitled to the broader coverage and/or the <br />higher limits maintained by Contractor. Any available insurance proceeds in excess of <br />the specified minimum limits of insurance and coverage shall be available to City. <br />Other Insurance Provisions. The insurance policies are to contain, or be endorsed to <br />contain, the following provisions: <br />• CGL, and SAML policies: City of Santa Ana, its City Council, its officers, officials, <br />employees, agents, and volunteers are to be covered as additional insureds with respect <br />to liability arising out of work or operations performed by or on behalf of the Contractor <br />including materials, parts, equipment, and personnel furnished in connection with such <br />work or operations. <br />• All required insurance policies: Insurance company(ies) agrees to waive all rights of <br />subrogation against City, its City Council, its officers, officials, employees, agents, and <br />volunteers for losses paid under the terms of any policy which arise from work <br />performed by Contractor for City. <br />• All required insurance policies: For any claims related to this contract, Contractor's <br />insurance coverage shall be primary and any insurance maintained by City, its City <br />Council, its officers, officials, employees, agents, or volunteers shall not contribute <br />with it. <br />• All required insurance policies: A severability of interest provision must apply for all <br />the additional insureds, ensuring that Contractor's insurance shall apply separately to <br />each insured against whom a claim is made or suit is brought, except with respect to <br />the insurer's limits of liability. <br />• Each insurance policy required herein shall provide that coverage shall not be canceled, <br />suspended, voided, reduced in coverage or in limits, non -renewed by the carrier, or <br />materially changed except after thirty (30) days prior written notice has been given to <br />City. Ten (10) days prior written notice shall be provided to City for policy cancellation <br />or non -renewal due to non-payment. <br />• Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa <br />Ana, Attention: Library Services Department, M-75, Santa Ana, CA 92701. The name <br />and location of event should be included in the Description of Operations section of <br />each certificate. <br />Self -Insured Retentions. Self -insured retentions must be declared to and approved by the <br />City. City may require Contractor to purchase coverage with a lower retention or provide proof of <br />ability to pay losses and related investigations, claim administration, and defense expenses within <br />the retention. <br />Page 3 of 9 <br />