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<br />RUG-17-200<1 <br /> <br />11:<17 <br /> <br />SPECTRUM RISK MGMT <br /> <br />P.02/0<1 <br /> <br />IMPORTANT <br /> <br />lithe certificate holdlit' is an ADDITIONAL INSURED, the pollcy(les) must be endorsed. A statement <br />on this cartificate does not confer r1ghill to the certificate holder in lieu of such endon;ement(s). <br /> <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endonlement. A statement on this certificate does not confer rights to the certificate <br />holder in lieu of such endorsemenl(a). <br /> <br />DISCLAIMER <br /> <br />The C8flifiĊ“le of Insurance on the reverse side of this form does not consUMe a contrad between <br />the issuing insurer(s), authorized representaUve cr produçer, and the çertlflcate holder, nor does 11 <br />affirmatively or negatively emend, extend or alter the coverage afforded by the policies listed thereon. <br /> <br />~~¿b <br /> <br />ACORD 25 (2001108) <br />