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the event Consultant does not maintain commercial automobile liability insurance, <br />City will accept evidence of personal automobile insurance_ <br />3. Workers' Compensation (W/C): as required by the State of California, with <br />Statutory Limits, and Employer's Liability Insurance with limit of no less than <br />$1,000,000 per accident, policy or employee, for bodily injury or disease. Coverage <br />is not required if Consultant has no employees and signs request to waive such <br />insurance. <br />4. Professional Liability Insurance (PL): with limits no less than $2,000,000 per <br />occurrence or claim, and $4,000,000 aggregate. <br />b. If Consultant maintains broader coverage and/or higher limits than the minimum <br />requirements for each line of coverage shown above, City shall be entitled to the <br />broader coverage and/or the higher limits maintained by Consultant. Where the policy <br />limits are greater than those listed by this Agreement, the amounts provided by the <br />certificates of insurance shall be incorporated by reference in to the Agreement. <br />The above required insurance policies are to contain or be endorsed to contain the <br />following provisions: <br />1. City, its City Council, its officers, officials, employees, agents, and volunteers are <br />to be covered as additional insureds, under Consultant's CGL, PL, and AL policies, <br />with respect to any liability arising out of work or operations performed by or on <br />behalf of the Instructor including materials, parts, equipment, and personnel <br />furnished in connection with such work or operations. <br />2. Consultant and its Insurance company(ies) agrees to waive all rights of subrogation <br />against City, its City Council, its officers, officials, employees, agents, and <br />volunteers for losses paid under the terms of the CGL, AL, PL, and W/C policies, <br />arising from work performed by Consultant under this Agreement. <br />3. For any claims related to this contract, Consultant's insurance coverage shall be <br />primary and any insurance maintained by City, its City Council, its officers, <br />officials, employees, agents, or volunteers shall not contribute with it. <br />4. A severability of interest provision must apply for all the additional insureds, <br />ensuring that Consultant's insurance shall apply separately to each insured against <br />whom a claim is made or suit is brought, except with respect to the insurer's limits <br />of liability. <br />5. Insurance policies required herein shall provide that coverage shall not be canceled, <br />suspended, voided, reduced in coverage or in limits, non -renewed by the carrier, or <br />materially changed except after thirty (30) days prior written notice has been given <br />to City. Ten (10) days prior written notice shall be provided to City for policy <br />cancellation or non -renewal due to non-payment of premium. <br />6. Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa <br />Ana, Attention: Community Development Agency, 20 Civic Center Plaza, M-25, <br />Santa Ana, CA 92701. The name and location of project must be included in the <br />Description of Operations section of each certificate. <br />