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<br />IMPORTANT <br /> <br />If the certificate holder;s an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). <br /> <br />If SUBROGATION is WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />hoider in lieu of such endorsement(s). <br /> <br />DISCLAIMER <br /> <br />The Certificate of Insurance on the reverse side of this form does not constitute a contract between <br />the issuing insurer(s), authorized representative or producer, and the certificate holder, nor does it <br />affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. <br /> <br />/\IT'~tU i.~_~) /..'1 <br /> <br />'l....., ,j <br /> <br />--_..~-?/~.- <br />,L:r ".1.' '-, <br /> <br />/\ \.,,<~' If L ;1:; \1 il:i <br /> <br />I <br />ACORD 2S-S (7197) 2 of 3 #M3B2265 <br />