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S LIL-01 -2005 02:03 PM MI DORI GRRDFNS <br />714 751 9170 P.03 <br />IMPORTANT <br />If the certificate holder Is an ADDITIONAL INSURED, the policy(les) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder In lieu of such endorsement(s). <br />If SUBROGATION IS WAIVED, subject to the terms and condhlons of the policy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />holder In lieu of such endorsement(s) <br />DISCLAIMER <br />The Certificate of Insurance on the reverse side of this form does not constitute a contract oetween <br />the issuing msurer(s), authorized representative or producer, and the certificate holder, nor does It <br />affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon <br />ACORD 25 (200110e) <br />