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<br />ARTICLE XI <br /> <br />11.1 EMPLOYEE INSURANCE <br /> <br />11.1 Health Insurance. The City shall contribute the following amounts toward the payment of <br />premiums for affected employees and their dependents under the existing health insurance <br />programs or new program or programs providing substantially similar or improved coverage <br />and benefits selected in accordance with procedures in effect on the effective date of this <br />Agreement: <br /> <br />A. For each such employee who is covered under a spouse's non-City sponsored health <br />plan, the City will pay the employee a cash payment each month in an amount equal <br />to 50% of the monthly premium amount for the City's lowest "employee-only" <br />coverage, if said employee waives, in writing, City-paid coverage. <br /> <br />B. Effective Julv 1. 2005. the Citv shall contribute toward medical Dremiums an amount <br />consistent with the rates then in effect for each tier of the CalPERS Kaiser <br />Permanente HMO Other Southern California vlan <br /> <br />C. Effective Januarv 1.2006. Januarv 1.2007. and Januarv 1.2008. resvectivelv. the <br />Citv shall contribute toward medical premiums an amount consistent with the rates <br />then in effect for each tier of the CalPERS Kaiser Permanente HMO Other Southern <br />California vlan <br /> <br />D. Anv contribution necessary to maintain benefits under said medical Dlans in excess <br />of the amount set forth above shall be borne entirelv bv the emDlovee. <br /> <br />11.2 Dental Insurance. Effective Januarv 1.2004. throuf!h December 31.2005. the Citv af!rees <br />to contribute a maximum ofuD to seven tv ($70) dollars Der month Der emvlovee toward the <br />Davment of vremiums for dental insurance vlans vrovided bv the Citv for emDlovees covered <br />bv this Agreement and their elii!ible devendents. Effective Januarv 1. 2006. the Citv <br />contribution amount will be increased to a maximum of UD to eii/htv ($80) dollars ver month <br />ver emDlovee. Effective Januarv 1. 2007. the Citv contribution amount will be increased to <br />a maximum OfUD to ninetv ($90) dollars ver month Der emDlovee. <br /> <br />Any contribution necessary to maintain benefits under said dental plans in excess of the <br />amount set forth above shall be borne entirely by the employee. <br /> <br />11.3 Long-Term Disabilitv (L.T.D.) Insurance. Effective January I, 2002, for the term of this <br />Agreement, the City shall contribute up to a maximum often dollars and thirty-nine cents <br />($10.39) per month to employees enrolled in the 130 day elimination period L TD plan. For <br />employees who elect to upgrade their LTD benefit coverage to a 60 day elimination period <br />plan, the City will contribute up to eleven dollars ($11.00) per month. Any amount necessary <br /> <br />49 <br />