SANTA ANA HISTORIC PRES SOC 5 -1999

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BUSINESS LIABILITY COVERAGE FORM 2. Applicable To Medical Expenses Coverage We will nol pay expenses for "bodily injury": a. Any Insured To any insured, excepl "volunteer workers". b. Hired Person To a person hired 10 do work for or on behalf of any insured or a lenanl of any insured. c. Injury On Normally Occupied Premises To a person injured on lhal part of premises you own or renl lhallhe person normally occupies. d. Workers' Compensation And Similar Laws To a person, whelher or nol an "employee" of any insured, if benefils for lhe "bodily injury" are payable or musl be provided under a workers' compensalion or disability benefils law or a similar law. e. Athletics Activities To a person injured while praclicing, inslrucling or participaling in any physical exercises or games, sports or alhlelic conlesls. f. Products-Completed Operations Hazard Included wilh lhe "producls-completed operations hazard". g. Business Uability Exclusions Excluded under Business Uability Coverage. C. WHO IS AN INSURED 1. If you are designated in the Declarations as: a. An individual, you and your spouse are insureds, but only with respect to the conduct of a business of which you are the sole owner. b. A partnership or joint venture, you are an insured. Your members, your partners, and 1I1eir spouses are also insureds, but only with respect to 1I1e conduct of your business. c. A limited liability company, you are an insured. Your members are also insureds, but only WITh respect to lhe conduct of your business. Your managers are insureds, but only WITh respect 10 lheir duties as your managers. d. An organizalion olher than a partnership, joint venlure or limiled liability company, you are an insured. Your "executive officers'l and directors are insureds, bul only WITh respect to their duties as your officers or directors. Your stockholders are also insureds, but only WITh respect 10 lheir liability as stockholders. e. A trust, you are an insured. Your truslees are also insureds, but only wilh respect 10 lheir dulies as trustees. 2. Each of the following is also an insured: a. Employees And Volunteer Workers Your "volunteer workers" only while performing duties related to the conduct of your business, or your "employees", other lhan eilher your "execulive officers" (if you are an organizalion olher than a partnership, joinl venture or limiled liability company) or your managers (if you are a limiled liability company), bul only for acls wilhin lhe scope of lheir employmenl by you or while performing dulies relaled 10 lhe conducl of your business. However, none of these Ilemployees" or "volunteer workersll are insureds for: (1) "Bodily injury" or "personal and advertising injury": (a) To you, 10 your partners or members (if you are a partnership or joinl venlure), to your members (if you are a limited liability company), or 10 a co-"employee" while in lhe course of his or her employmenl or performing duties relaled to the conducl of your business, or to your olher "volunteer workersll while performing dulies relaled 10 lhe conducl of your business; (b) To lhe spouse, child, parenl, brolher or sisler of lhat co- Ilemployee" or that Ilvolunteer worker" as a consequence of Paragraph (1)(a) above; (c) For which lhere is any obligalion 10 share damages wilh or repay someone else who musl pay damages because of lhe injury described in Paragraphs (1)(a) or (b) above; or (d) Arising oul of his or her providing or failing to provide professional heallh care services. If you are no1 in lhe business of providing professional heallh care services, Paragraph (d) does not apply 10 any nurse, emergency medical lechnician or paramedic employed by you 10 provide such services. (2) "Property damage" to property: (a) Owned, occupied or used by, Page 10 of 24 Form SS 00 08 04 05