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SUIT OR LOSS - of SECTION IV -BUSINESS AUTO CONDITIONS that you must notify us of an "accldent" appllas only when the "accident" Is known to: (1) You, ff you are an individual; HIRED AUTO PHYSICAL DAMAGE COVERAGE - LOSS OF USE SECTION III -PHYSICAL DAMAGE A,4.b. Form does not apply, (Z) A partner, If you are a partnership; or Subject to a maximum of $1,000 per accident, we w1N cover loss of use of a hired "auto" If it results from (3j An executive officer or insurance manager, if you an accldent, you are legally liable and the lessor in- are acorporation. Curs an actual tlnanclal loss. UNINTENTIONAL FAILURE 7b DISCLOSE RENTAL REIMBURSEMENT COVERAGE HAZARA$ A. This ~ coverage appllas only to a covered "auto" SEGTION IV -BUSINESS AUTO CONDITIONS - of the private passenger or light truck (10,000 8.2: Is amended by the edditiomof the following: lbs. or less gross vehicle weight) type: It you unlntentlonaRy fall to dfsElose any hazards ex- g, We will pay for rental relmbursemerit°expenses incurred by you far the rental of an auto be- isting at the inception date'of yQUr policy, we w1B not cause of a covered "loss" to a covered "auto." deny coverage under this Coverage Form because of payment appllas In addition to the otherwise ap- such tailur@. However, this provision does not effect plicable amount of each coverage you have oo a our right to collect addltlonat premium or exercise our covered "auto." No deductlbtes apply .to this right of cancellation or non-renewal. coverage. RESULTANT MENTAL ANGUISH COVERAGE SECTION V -DEFINITIONS - C. is replaced by the following: "Bodily injury" means bodily Injury, sickness or dis- ease sustained by a person including mental anguish or death resulting from any of these. HIRED AUTO PHYSICAL DAMAGE COVERAGE !f hired "autos" are covered "autos" for Liability cov- erage and if Comprehensive, Specified Causes of Loss or ColHslon coverpges are, provided under this Coverage Form for any "auto~ you own, then the Physical Damage Coverages provided are extended to °autos" you hire or borrow of the private passenger ar light truck (10,000 tbs. or )ass gross vehlGe weight) type, subject to the following tlmlt. C, We will pay only for those expenses Incurred during the policy period beginning 24 hours„after the "loss" and ending, regardless of the policy's expiration, with the lesser of the following number of days: 1. The number of days reasonably required to repair or replac9 the covered 'auto." -f "toss" Is caused by theft, this number of days !s added to the number of days it takes to locate the covered °auto" and return It to you. 2. 30 days. , D. Our payment is tlmited to„ the lesser of the fol- loWlhg amounts: 1. Necessary and gctuat expenses Incurred. 2. $50 per day. The most we wlil pay for loss to any hired "auto" is 550,000 or Actual Cash' ValuA or Cost of Repair, which®ver is smallest, minus a deductible, The de- ductible will be ~squal to the largest deductible appli- cable io any owned "auto" of the private passenger or Itght truck typ9 for that coverage. Hired Auto Physical Damage coverage is excess over any other collectible Insurance. Subject to the above Ilmit, d®- ductlble and excess provisions, we will provld,e cov- erage ,equal to the broadest coverage applicable to any covered "auto" you own of the private passenger or fight truck type. E. This coverage does not apply while there are spare or reserve "autos" availsblato you far your operations, F. It 'loss" results trom the total then of a covered "auto" of the private passenger type, we wilt pay under this coverage only that amount of your rental reimbursement expenses whicfi is not al- ready provided for under the PHYSICAL DAM- AGE COVERAGE Coverage Extension, Cy. The Rental Reimbursement Coverage described abov0 does not apply to a covered "auto" that is described or designated as a covered `auto" on CA 71 10 09 05 Page 3 0l S EP