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ENDORSEMENT NO:32 <br />This endorsement, effective 12:01 am, 02/10/2025 forms part <br />of policy number 10 TE 0654549-24 <br />issued to: KAIZEN LABORATORIES INC. <br />by: HARTFORD FIRE INSURANCE CO. <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />WAIVER OF RIGHTS OF RECOVERY <br />You and we agree that: <br />Section VII — Conditions, the subsection entitled Transfer of Rights of Recovery Against Others to Us, is deleted and <br />replaced with the following: <br />Transfer of Rights of Recovery Against Others to Us <br />You must do nothing to impair your rights to recover all or any part of any payment we have made under this policy, <br />and those rights are transferred to us. At our request you will bring suit or transfer those rights to us and help us <br />enforce them. Any recoveries will be paid first to reimburse the person or entity that paid the subrogation costs, then <br />to us for the amount we have paid for claim expenses and damages. Any amount that may remain will be paid <br />to the first named insured. <br />However, solely as respects enterprise services performed by you for City of Santa Ana, we will waive any right of <br />recovery we may have against C�anta Ana for amounts paid by us for claim expenses or damages. <br />All other terms and conditions remain unchanged. <br />A. Morris Tooker, President <br />FS 00 H311 00 1016 FailSafe Page 1 of 1 <br />2 - 14042 © 2016, The Hartford <br />