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9 <br />SECTION C: ADDITIONAL EXTRA EXPENSE <br />We agree to reimburse you for any reasonable sums necessarily incurred during the indemnity <br />period that are in addition to your normal operating expenses and the extra expense recoverable <br />under INSURING CLAUSE 5 (SECTION B only): <br />a.to source your products or services from alternative sources in order to meet contractual <br />obligations to supply your customers; <br />b.to employ contract staff or overtime costs for employees in order to continue your <br />business activities; <br />c.to employ specialist consultants, including IT forensic consultants to diagnose the source <br />of the computer systems downtime; and <br />d.for employees working overtime within your IT department to diagnose and fix the source <br />of the computer systems downtime; <br />to mitigate an interruption to your business activities covered under INSURING CLAUSE 5 <br />(SECTION B only). <br />SECTION D: DEPENDENT BUSINESS INTERRUPTION <br />We agree to reimburse you for your income loss and extra expense sustained during the <br />indemnity period as a direct result of an interruption to your business activities arising directly <br />out of any sudden, unexpected and continuous downtime of computer systems used directly by <br />a supply chain partner which is first discovered by you during the period of the policy, provided <br />that the computer systems downtime lasts longer than the waiting period and arises directly out <br />of any cyber event or system failure. <br />SECTION E: CONSEQUENTIAL REPUTATIONAL HARM <br />We agree to reimburse you for your income loss sustained during the reputational harm period <br />as a direct result of the loss of current or future customers caused by damage to your reputation <br />solely as a result of a cyber event first discovered by you during the period of the policy. <br />SECTION F: CLAIM PREPARATION COSTS <br />We agree to pay on your behalf any reasonable sums necessarily incurred for professional fees to <br />determine the amount of your income loss and extra expense sustained following an event <br />covered under INSURING CLAUSE 5 (SECTIONS B, D and E only). <br />SECTION G: HARDWARE REPLACEMENT COSTS <br />We agree to pay on your behalf any reasonable sums necessarily incurred to replace any <br />hardware forming part of your computer systems, in the event your software or firmware has <br />been corrupted by a cyber event first discovered by you during the period of the policy which <br />directly results in the software or firmware being rendered unusable, provided that replacing the <br />hardware is a more time efficient and cost effective solution than installing new firmware or <br />software onto your existing hardware. <br />CFC Underwriting Limited is Authorized and Regulated by the Financial Conduct Authority <br />Technology v4.1 <br />©1999-2024 CFC Underwriting Ltd, All Rights Reserved <br /> <br />