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PN 04 99 04 <br />Ed. 12-01 <br />POLICYHOLDER NOTICE <br />CALIFORNIA INSURANCE GUARANTEE ASSOCIATION (CIGA) SURCHARGE <br />Companies writing property and casualty insurance business in California are required to participate in <br />the California Insurance Guarantee Association. If a company becomes insolvent, the California <br />Insurance Guarantee Association settles unpaid claims and assesses each insurance company for its fair <br />share. <br />California law requires all companies to surcharge policies to recover these assessments. If your policy is <br />surcharged, "CA Surcharge" or "CA Surcharge (CIGA Surcharge)" with an amount will be displayed on <br />your premium notice. <br />This notice does not change the policy to which it is attached. <br />© 2001 by the Workers' Compensation Insurance Rating Bureau of California. All rights reserved. <br />25 of 28 <br />