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<br />IMPORTANT <br /> <br />If the cert~icate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A stalement <br />on this certificate does not confer rights to the cert~icate holder in lieu of such endorsement(s). <br /> <br />If SUBROGATION IS WAIVED, subject to the terms and cond~ions of the policy, certain policies may <br />require an endorsement A statement on this certificate does not conter rights to the certificate <br />holder in lieu ot such endorsement(s). <br /> <br />DISCLAIMER <br /> <br />The Certificale 01 Insurance on the reverse side of this form does not constilute a contract between <br />the issuing insurerls), authorized representative or producer, and the certificate holder, nor does it <br />affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. <br /> <br />ACORD 2512001108) <br />