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M <br />0 0 <br />COVERAGE— INSURING AGREEMENTS— (Continued; <br />to damages claimed with respect to liablhry assumed by the Insured under any <br />incidental contract'. <br />(11 lot bodily injury or property damage for which the Insured has assumed <br />liability under any contract or agreeml if such injury or damage occurred <br />prior to the execution of the contract or agreement. <br />(2) it the mdemnilee of the Insured is an architect, engineer or surveyor. 10 the <br />liability of the Indemncee, his agents or employees, arising out of <br />an the preparation or approval of maps. drawings, opinions, reports. surveys„ <br />change orders designs or specifications. or <br />(b) the giving of or the failure to give directions or instructions by the <br />moemmtee. his agents or employees provided such giving or failure to <br />give is the primary cause of the bodily injury or property damage. <br />1 II. PERSONS INSURED <br />Etch of the following is an Insured under this insurance to tors exfen: set forth <br />t iow. <br />(a) the Named Insured, meaning the association or organization reamed in Item I, of <br />the Declarations, <br />(b) The executive officers. directors. managers. coaches. umpires and sponsors of the <br />Named Insured and. when officially authorized by the Named Insured or the <br />executive officers or directors thereof. ali volunteer workers. affiliated auxil :ary <br />organizations and members thereof: but only with respect to the operations or <br />the Named Insured; <br />(d any person (other than an employee of the Named Insured' or organization while <br />acting as real estate manager for the Named Insured. and <br />d! with respect 10 the operation. for One purpose of locomotion upon a public mgh- <br />way. of mobile equipment registered under any motor vehicle registration law. <br />(il any employee of the Named Insured while operating any such equipment m <br />the course of his employment, ant <br />(iii any other person while operating with the permission of the Named Insured <br />any such equipment registered In the name of the Named Insured and any <br />person or organization legally responsible for such operation, but only if <br />there is no other valid and collectible Insurance available either on a primary <br />or excess basis. to such person or organization . <br />provided that no person or organization shall be an Insured under this paragia,t. <br />(d) with respect to <br />(1) bodily injury to any fellow employee of such person injured in the course of <br />his employment, or <br />(2) property damage to property owned by, rented to, in charge of or occupied <br />by the Named Insured or the employer of any person described in subpara <br />graph (ii). <br />The Company will pay, in addition to the applicable limit of liability: <br />111. LIMITS OF LIABILITY <br />Regardless of the number of (It Insureds under this oobc) 2I persons or organiza- <br />tions who sustain bodily Injury or property damage. or 13: claims made or suits <br />brought on account of bodily Injury or property damage. the Company s habihty is <br />limited as follows <br />Coverage A —The total liability of the Company for all damages, including damages <br />for care and loss of services. because of bodily injury sustained by one or more <br />persons as the result of any one occurrence shall not exceed the limit of bodily <br />Injury liability stated in the declarations as applicable to each occurrence" <br />Subject to the above provision respecting each occurrence ". the total liability of <br />the Company for all damages because of (1) all bodily injury Included within the con <br />pleted operations hazard and (2) all bodily injury included within the products hazard <br />shall not exceed the limit of bodily Injury liability stated In the declarations as <br />°aggregate <br />Coverage B —The total liability of the Company far all damapec because of al. crrp- <br />arty damage sustained by one or mpfe persons o' drgan;zalmns as Inn result d, . any <br />one occurrence shall not exceed the limit of property damage hal llly s;afeC it me <br />declarations as applicable to'each occurrence' <br />Subject to me above provision respecting each occurrence's the Total habii1, <br />the Company for all damages because d all property damage to wmcr tnis covorape <br />applies and described in any of the numbered suboa.agranns below. Mali net exceed <br />the limit of property damage liabihty staled in the declarations as 'aggrera: <br />(11 all property damage arising out of and occurring in the cou,se of op_ra'rops <br />performed for the Named Insured by inoependen: contractors and general <br />supervision thereof by the Named Insured including any such property dam- <br />age for which liability is assumed under any incidental contract relating to <br />such operations but this subparagraph U) does not Include oroperty carfare <br />arising out of maintenance or repairs at premises owned by or rented Is the <br />Named Insured or struriural alterations at such premises which do not <br />involve changing the size of or moving buildings or other structwes; <br />(2) all property damage included within the products hazard and all property <br />damage included within the completed operations hazard <br />Such aggregate limit shall apply separately to the property damage described in <br />subparagraohs (1) and (2) above. and under subparagraph 0), separately with respect <br />to each project away from premises owned by or rented to the Named Insured. <br />Coverages A and B —For the purpose of determining the limit of the Company's <br />liability. all bodily Injury and property damage arising out of continuous or repeated <br />exposure to substantially the same general conditions shall be considered as arising <br />out of one occurrence. <br />IV. POLICY TERRITORY <br />This Insurance applies only to bodily injury or property damage which occurs within <br />the policy territory. <br />SUPPLEMENTARY PAYMENTS <br />(a) all expenses incurred by the Company, all costs taxed against the Insured in <br />any suit defended by the Company and all interest on the entire amount of any <br />judgment therein which accrues after entry of the judgment and before the <br />Company nas paid or tendered or deposited in court that part of the judgment <br />which does not exceed the limit of the Company's liability thereon; <br />Ib) premiums on appeal bonds required in any such suit, premiums on bonds to <br />release attachments in any such suit for an amount not in excess of the appli <br />cable limit of liability of this policy, and the cost of bail bonds required of the <br />Insured because of accident or traffic law violation arising out of the use of <br />When used in this policy (including endorsements forming a part hereof) <br />any vehicle to which this policy applies, not to exceed $250 per bail bond. but <br />the Company shall have no obligation to apply for or furnish any such bonds. <br />(c) expenses incurred by the Insured for such Immediate medical and surgical first <br />aid to others as shall be imperative at the time of any accident resulting m <br />bodily injury to which this policy applies. other than those npored while gran <br />lining for or participating in any athletic contest, game or sport. <br />(d) reasonable expenses incurred by the Insured at the Company s request In assist <br />ing the Company in the investigation or defense of any claim or suit, indudmg <br />actual loss of earnings not to exceed $25 per day. <br />DEFINITIONS <br />"automobile" means a land motor vehicle, trailer or semitrailer designed for travel <br />on public roads (including any machinery or apparatus attached thereto), but does <br />not include mobile equipment, <br />"bodily injury" means bodily injury, sickness or disease sustained by any person <br />which occurs during the policy period, including death at any time resulting there <br />from; <br />..completed operations hazard" includes bodily injury and property damage arising <br />out of operations or reliance upon a representation or warranty made at any time <br />with respect thereto, but only if the bodily injury or property damage occurs after <br />such operations have been completed or abandoned and occurs away from premises <br />owned by or rented to the Named Insured. "Operations' include materials, parts or <br />—2— <br />equipment furnished in connection therewith. Operations shall be deemed completer <br />at the earliest of the following times <br />(1) when all operations to be performed by or on behalf or the Named Insured unde <br />the contract have been completed, <br />(2) when all operations to be performed by or on behalf of the Named Insured at th, <br />site of the operations have been completed. or <br />(3) when the portion of the work out of which the injury or damage arises has beer <br />put to its intended use by any person or organization other than another con <br />tractor or subcontractor engaged in performing operations for a principal as I <br />part of the same project. <br />Operations which may require further service or maintenance work, or correction <br />repair or replacement because of any defect or deficiency, but which are others <br />complete, shall be deemed completed. <br />