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<br />SPECIAL BUILDING FORM
<br />CF 00 13
<br />`® ( Ed. 09 79)
<br />THIS FORM CANCELS AND REPLACES ANY COVERAGE ON BUILDINGS PROVIDED UNDER ANY OTHER FORM MADE A PART OF THIS POLICY, BUT ONLY WITH
<br />RESPECT TO BUILDINGS TO WHICH THIS FORM IS SHOWN TO BE APPLICABLE.
<br />Insurance applies only to item(s) specifically described in this policy for which an amount of insurance is shown and, unless otherwise provided, all
<br />provisions and stipulations of this form and policy shall apply separately to each such item.
<br />SECTION 1— PROPERTY COVERED
<br />When insurance under this policy covers "Building(O', such insurance shall cover in accordance with the following description of coverage.
<br />COVERAGE A— BUILOING(S): Building(s) or structure(s) shall include at-
<br />tached additions and extensions; fixtures, machinery and equi ment con-
<br />stituting a permanent part of and pertaining to the service oTthe build -
<br />ing(s); materials and supplies intended for use in construction, alteration
<br />or repair of the building(s) or structure(s); yard fixtures; personal property
<br />of the named Insured used for the maintenance or service of the described
<br />building(s), including fire extinguishing apparatus, outdoor furniture, floor
<br />coverings and appliances for refrigerating, ventilating, cooking, dishwash-
<br />ing and laundering (BUT NOT INCLUDING OTHER PERSONAL PROPERTY IN
<br />THIS POLICY DOES NOT COVER:
<br />APARTMENTS OR ROOMS FURNISHED BY THE NAMED INSURED AS LAND-
<br />LORD); all while at the described premises.
<br />DEBRIS REMOVAL: This policy cowers expense incurred in the removal of
<br />debris of the property covered hereunder which may be occasioned by loss
<br />by a peril not otherwise excluded. THE TOTAL AMOUNT RECOVERABLE UNDER
<br />THIS POLICY FOR BOTH LOSS TO PROPERTY AND DEBRIS REMOVAL EXPENSE
<br />SHALL NOT EXCEED THE AMOUNT OF INSURANCE APPLYING TO THE
<br />DESCRIBED PROPERTY.
<br />SECTION 11— PROPERTY NOT COVERED
<br />A. OUTDOOR SWIMMING POOLS; FENCES; PIERS, WHARVES AND DOCKS,
<br />BEACH OR DIVING PLATFORMS OR APPURTENANCES; RETAINING WALLS NOT
<br />CONSTITUTING A PART OF A BUILDING; WALKS, ROADWAYS AND OTHER
<br />PAVED SURFACES.
<br />B. THE COST OF EXCAVATIONS, GRADING OR FILLING; FOUNDATIONS OF
<br />BUILDINGS, MACHINERY, BOILERS OR ENGINES WHICH FOUNDATIONS ARE
<br />BELOW THE UNDERSURFACE OF THE LOWEST BASEMENT FLOOR, OR WHERE
<br />THERE IS NO BASEMENT, BELOW THE SURFACE OF THE GROUND; PILINGS,
<br />PIERS, PIPES, FLUES AND DRAINS WHICH ARE UNDERGROUND, PILINGS
<br />WHICH ARE BELOW THE LOW WATER MARK.
<br />C. OUTDOOR SIGNS, WHETHER OR NOT ATTACHED TO A BUILDING OR
<br />STRUCTURE.
<br />0. LAWNS, OUTDOOR TREES, SHRUBS AND PLANTS, EXCEPT AS PROVIDED IN
<br />THE EXTENSIONS OF COVERAGE.
<br />E. PROPERTY WHICH IS MORE SPECIFICALLY COVERED IN WHOLE OR IN PART
<br />BY THIS OR ANY OTHER CONTRACT OF INSURANCE, EXCEPT FOR THE AMOUNT
<br />OF LOSS WHICH IS IN EXCESS OF THE AMOUNT DUE FROM SUCH MORE
<br />SPECIFIC INSURANCE.
<br />SECTION III — PROPERTY SUBJECT TO LIMITATIONS
<br />THE FOLLOWING PROPERTY IS SUBJECT TO THESE ADDITIONAL LIMITATIONS
<br />A. PLUMBING, HEATING, AIR CONDITIONING OR OTHER EQUIPMENT OR
<br />APPLIANCES (EXCEPT FIRE PROTECTIVE SYSTEMS) ARE NOT COVERED
<br />AGAINST LOSS CAUSED BY OR RESULTING FROM FREEZING WHILE THE
<br />DESCRIBED BUILDINGS ARE VACANT OR UNOCCUPIED, UNLESS THE NAMED
<br />INSURED SHALL HAVE EXERCISED DUE DILIGENCE WITH RESPECT TO MAIN-
<br />TAINING HEAT IN THE BUILDINGS OR UNLESS SUCH EQUIPMENT AND APPLI-
<br />ANCES HAD BEEN DRAINED AND THE WATER SUPPLY SHUT OFF DURING SUCH
<br />VACANCY OR UNOCCUPANCY.
<br />B. STEAM BOILERS, STEAM PIPES, STEAM TURBINES OR STEAM ENGINES ARE
<br />NOT COVERED AGAINST LOSS CAUSED BY ANY CONDITION OR OCCURRENCE
<br />WITHIN SUCH BOILERS, PIPES, TURBINES OR ENGINES (EXCEPT DIRECT LOSS
<br />RESULTING FROM THE EXPLOSION OF ACCUMULATED GASES OR UNCON-
<br />SLIMED FUEL WITHIN THE FIREBOX, OR COMBUSTION CHAMBER, OF ANY
<br />FIRED VESSEL OR WITHIN THE FLUES OR PASSAGES WHICH CONDUCT THE
<br />GASES OF COMBUSTION THEREFROM).
<br />C. HOT WATER BOILERS OR OTHER EQUIPMENT FOR HEATING WATER ARE NOT
<br />COVERED AGAINST LOSS CAUSED BY ANY CONDITION OR OCCURRENCE
<br />WITHIN SUCH BOILERS OR EQUIPMENT, OTHER THAN AN EXPLOSION.
<br />0. GLASS IS NOT COVERED AGAINST LOSS FOR MORE THAN $50 PER PLATE,
<br />PANE, MULTIPLE PLATE, INSULATING UNIT, RADIANT HEATING PANEL, JALOU-
<br />SIE, LOUVER OR SHUTTER, NOR FOR MORE THAN $250 IN ANY ONE OCCUR -
<br />ENCE, UNLESS CAUSED BY FIRE, LIGHTNING, WINDSTORM, HAIL, AIRCRAFT,
<br />VEHICLES, DISCHARGE FROM FIRE PROTECTION OR BUILDING SERVICE
<br />EQUIPMENT, EXPLOSION, RIOT OR CIVIL COMMOTION, AND THEN THIS COM-
<br />PANY SHALL BE LIABLE ONLY TO THE EXTENT THAT SUCH PERILS ARE INSURED
<br />AGAINST IN THIS POLICY.
<br />E. FENCES, PAVEMENTS, OUTDOOR SWIMMING POOLS AND RELATED EQUIP-
<br />MENT, RETAINING WALLS, BULKHEADS, PIERS, WHARVES OR DOCKS, WHEN
<br />COVERED UNDER THIS POLICY, ARE NOT COVERED AGAINST LOSS CAUSED BY
<br />FREEZING OR THAWING, IMPACT OF WATERCRAFT, OR BY THE PRESSURE OR
<br />WEIGHT OF ICE OR WATER WHETHER DRIVEN BY WIND OR NOT.
<br />F. METAL SMOKESTACKS AND, WHEN OUTSIDE OF BUILDINGS (1) AWNINGS
<br />OF FABRIC OR SLAT CONSTRUCTION, CANOPIES OF FABRIC OR SLAT CON-
<br />STRUCTION, INCLUDING THEIR SUPPORTS, AND (2) RADIO OR TELEVISION
<br />ANTENNAS, INCLUDING THEIR LEAD -IN WIRING, MASTS OR TOWERS ARE NOT
<br />COVERED AGAINST LOSS CAUSED BY ICE, SNOW, SLEET, WINDSTORM OR
<br />HAIL.
<br />AGAINST LOSS CAUSED BY
<br />NOW, SAND OR DUST ENTERING THE BUILDINGS THROUGH
<br />ROOF OR WALLS MADE BY DIRECT ACTION OF WIND OR
<br />LOSS RESULTS FROM FIRE, LIGHTNING, AIRCRAFT, VEHI-
<br />RIOT, CIVIL COMMOTION, VANDALISM, MALICIOUS MIS -
<br />ICE, SNOW OR SLEET TO THE EXTENT THAT SUCH PERILS
<br />VST IN THIS POLICY.
<br />H. BUILDINGS OR STRUCTURES IN PROCESS OF CONSTRUCTION, INCLUDING
<br />MATERIALS AND SUPPLIES THEREFOR, WHEN COVERED UNDER THIS POLICY,
<br />ARE NOT COVERED AGAINST LOSS UNLESS CAUSED BY FIRE, LIGHTNING,
<br />WINDSTORM, HAIL, AIRCRAFT, VEHICLES, SMOKE, EXPLOSION, RIOT, CIVIL
<br />COMMOTION, VANDALISM OR MALICIOUS MISCHIEF, AND THEN THIS COM-
<br />PANY SHALL BE LIABLE ONLY TO THE EXTENT THAT SUCH PERILS ARE INSURED
<br />AGAINST IN THIS POLICY.
<br />I. PROPERTY UNDERGOING ALTERATIONS, REPAIRS, INSTALLATIONS OR
<br />SERVICING IS NOT COVERED AGAINST LOSS IF SUCH LOSS IS DIRECTLY
<br />ATTRIBUTABLE TO THE OPERATIONS OR WORK BEING PERFORMED THEREON,
<br />UNLESS A PERIL NOT EXCLUDED BY THIS POLICY ENSUES, AND THEN THIS
<br />COMPANY SHALL BE LIABLE FOR ONLY LOSS CAUSED BY SUCH ENSUING
<br />PERIL.
<br />SECTION IV— EXTENSIONS OF COVERAGE
<br />Except with respect to Extension 0, Replacement Cost:
<br />(A) Each of the limits of liability specified for the following Extensions of Coverage applies as an additional amount of insurance.
<br />(B) The Coinsurance Clause shall not apply to loss under the Extensions of Coverage.
<br />THE TOTAL AMOUNT RECOVERABLE UNDER THE EXTENSIONS OF COVERAGE IN THIS FORM AND EXTENSIONS OF COVERAGE IN ANY OTHER FORM MADE A PART
<br />OF THIS POLICY ARE NOT CUMULATIVE AND SHALL NOT EXCEED THE LARGEST AMOUNT RECOVERABLE UNDER ANY SINGLE FORM MADE A PART OF THIS
<br />POLICY.
<br />WHEN, IN ACCORDANCE WITH THE OTHER INSURANCE CONDITION, THERE IS CONTRIBUTING INSURANCE, THIS COMPANY SHALL NOT BE LIABLE FOR MORE
<br />THAN ITS PRO RATA SHARE OF THE LIMITS SET FORTH IN THE FOLLOWING EXTENSIONS OF COVERAGE.
<br />A. Newly Acquired Property: The named Insured may apply up to 25% of
<br />the amount of insurance specified for Building(s), BUT NOT EXCEEDING
<br />$100,000, TO COVER DIRECT LOSS IN ANY ONE OCCURRENCE BY A PERIL NOT
<br />OTHERWISE EXCLUDED TO THE FOLLOWING DESCRIBED PROPERTY:
<br />1. New buildings and new structures being constructed on the
<br />described premises and intended for similar occupancy when not
<br />otherwise covered by insurance. THIS COVERAGE SHALL CEASE 30
<br />DAYS FROM THE DATE CONSTRUCTION BEGINS OR ON THE DATE THE
<br />CF 00 13 (Ed. 09 79) Page I of 4
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