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COVERAGE— INSURING AGREEMENTS — (Continued)
<br />Ir) to damages claimed with respect to liability assumed by the Insured under any
<br />incidental contract:
<br />(1) for bodily injury or property damage for which the Insured has assumed
<br />liability under any contract or agreement, if such injury or damage occurred
<br />prior to the execution of the contract or agreement;
<br />(2) if the indemnitee of the Insured is an architect, engineer or surveyor, to the
<br />liability of the indemnitee, his agents or employees, arising out of
<br />(a) the preparation or approval of maps, drawings, opinions, reports, surveys,
<br />change orders, designs or specifications, or
<br />(b) the giving of or the failure to give directions or instructions by the
<br />indemnitee, his agents or employees, provided such giving or failure to
<br />give is the primary cause of the bodily injury or property damage.
<br />II. PERSONS INSURED
<br />Each of the following is an Insured under this insurance to the extent set forth
<br />below:
<br />(a) the Named Insured, meaning the unincorporated association or organization
<br />named in Item 1. of the Declarations;
<br />(b) The executive officers, directors, managers, coaches, umpires and sponsors of the
<br />Named Insured and, when officially authorized by the Named Insured or the
<br />executive officers or directors thereof, all volunteer workers, affiliated auxiliary
<br />organizations and members thereof; but only with respect to the operations of
<br />the Named Insured;
<br />(c) any person (other than an employee of the Named Insured) or organization while
<br />acting as real estate manager for the Named Insured; and
<br />(d) with respect to the operation, for the purpose of locomotion upon a public high-
<br />way, of mobile equipment registered under any motor vehicle registration law,
<br />(i) any employee of the Named Insured while operating any such equipment in
<br />the course of his employment, and
<br />(ii) any other person while operating with the permission of the Named Insured
<br />any such equipment registered in the name of the Named Insured and any
<br />person or organization legally responsible for such operation, but only if
<br />there is no other valid and collectible insurance available, either on a primary
<br />or excess basis, to such person or organization;
<br />provided that no person or-organization shall be an Insured under this paragraph
<br />(d) with respect to:
<br />(1) bodily injury to any fellow employee of such person injured in the course of
<br />his employment, or
<br />(2) property damage to property owned by, rented to, in charge of or occupied
<br />by the Named Insured or the employer of any person described in subpara-
<br />graph (ii).
<br />The Company will pay, in addition to the applicable limit of liability:
<br />III. LIMITS OF LIABILITY
<br />Regardless of the number of (1) Insureds under this policy, (2) persons or organi .
<br />tions who sustain bodily injury or property damage, or (3) claims made or su
<br />brought on account of bodily injury or property damage, the Company's liability
<br />limited as follows:
<br />Coverage A —The total liability of the Company for all damages, including damag
<br />for care and loss of services, because of bodily injury sustained by one or me
<br />persons as the result of any one occurrence shall not exceed the limit of bad
<br />injury liability stated in the declarations as applicable to "each occurrence."
<br />Subject to the above provision respecting "each occurrence ", the total liability
<br />the Company for all damages because of (1) all bodily injury included within the co
<br />plated operations hazard and (2) all bodily injury included within the products haza
<br />shall not exceed the limit of bodily injury liability stated in the declarations
<br />"aggregate ".
<br />Coverage B —The total liability of the Company for all damages because of all or(
<br />erty damage sustained by one or more persons or organizations as the result of a
<br />one occurrence shall not exceed the limit of property damage liability stated in f
<br />declarations as applicable to "each occurrence ".
<br />Subject to the above provision respecting "each occurrence ", the total liability
<br />the Company for all damages because of all property damage to which this covera,
<br />applies and described in any of the numbered subparagraphs below shall not exce�
<br />the limit of property damage liability stated in the declarations as "aggregate':
<br />(1) all property damage arising out of and occurring in the course of operatio
<br />performed for the Named Insured by independent contractors and genet
<br />supervision thereof by the Named Insured, including any such property dm
<br />age for which liability is assumed under any incidental contract relating
<br />such operations, but this subparagraph (1) does not include property carnal
<br />arising out of maintenance or repairs at premises owned by or rented to tl
<br />Named Insured or structural alterations at such premises which do n
<br />involve changing the size of or moving buildings or other structures;
<br />(2) all property damage included within the products hazard and all proper
<br />damage included within the completed operations hazard.
<br />Such aggregate limit shall apply separately to the property damage described
<br />subparagraphs (1) and (2) above, and under subparagraph (1), separately with respe
<br />to each project away from premises owned by or rented to the Named Insured.
<br />Coverages A and B —For the purpose of determining the limit of the Company
<br />liability, all bodily injury and property damage arising out of continuous or repeat(
<br />exposure to substantially the same general conditions shall be considered as arisir
<br />out of one occurrence.
<br />IV. POLICY TERRITORY
<br />This insurance applies only to bodily injury or property damage which occurs with
<br />the policy territory.
<br />SUPPLEMENTARY PAYMENTS
<br />(a) all expenses incurred by the Company, all costs taxed against the Insured in
<br />any suit defended by the Company and all interest on the entire amount of any
<br />judgment therein which accrues after entry of the judgment and before the
<br />Company has paid or tendered or deposited in court that part of the judgment
<br />which does not exceed the limit of the Company's liability thereon;
<br />(b) premiums on appeal bonds required in any such suit, premiums on bonds to
<br />release attachments in any such suit for an amount not in excess of the appli
<br />cable limit of liability of this policy, and the cost of bail bonds required of the
<br />Insured because of accident or traffic law violation arising out of the use of
<br />When used in this policy (including endorsements forming a part hereof):
<br />any vehicle to which this policy applies, not to exceed $250 per bail bond, hi
<br />the Company shall have no obligation to apply for or furnish any such bonds;
<br />(c) expenses incurred by the Insured for such immediate medical and surgical fir.
<br />aid to others as shall be imperative at the time of any accident resulting
<br />bodily injury to which this policy applies, other than those injured while pra,
<br />ticing for or participating in any athletic contest, game or sport.
<br />(d) reasonable expenses incurred by the Insured at the Company's request in assis
<br />ing the Company in the investigation or defense of any claim or suit, includin
<br />actual loss of earnings not to exceed $25 per day.
<br />DEFINITIONS
<br />"automobile" means a land motor vehicle, trailer or semitrailer designed for travel
<br />on public roads (including any machinery or apparatus attached thereto), but does
<br />not include mobile equipment;
<br />"bodily injury" means bodily injury, sickness or disease sustained by any person
<br />which occurs during the policy period, including death at any time resulting there-
<br />from;
<br />"completed operations hazard" includes bodily injury and property damage arising
<br />out of operations or reliance upon a representation or warranty made at any time
<br />with respect thereto, but only if the bodily injury or property damage occurs after
<br />such operations have been completed or abandoned and occurs away from premises
<br />owned by or rented to the Named Insured. "Operations" include materials, parts or
<br />—2—
<br />equipment furnished in connection therewith. Operations shall be deemed complete
<br />at the earliest of the following times:
<br />IA when all operations to be performed by or on behalf of the Named Insured unde
<br />the contract have been completed,
<br />(2) when all operations to be performed by or on behalf of the Named Insured at th
<br />site of the operations have been completed, or
<br />(3) when the portion of the work out of which the injury or damage arises has bee
<br />put to its intended use by any person or organization other than another car
<br />tractor or subcontractor engaged in performing operations for a principal as
<br />part of the same project.
<br />Operations which may require further service or maintenance work, or correctior
<br />repair or replacement because of any defect or deficiency, but which are otherwise
<br />complete, shall be deemed completed.
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