INA INSURANCE COMPANY OF NORTH AMERICA, PHILADELPHIA, PENNSYLVANIA
<br />A Stock Insurance Company, herein called the Company
<br />In consideration of the payment of the premium, in reliance upon the
<br />statements in the declarations made a part hereof and subject to all of
<br />the terms of this policy, agrees with the Named Insured as follows:
<br />COVERAGE A— BODILY INJURY LIABILITY
<br />COVERAGE B— PROPERTY DAMAGE LIABILITY
<br />LITTLE LEAGUE GENERAL LIABILITY POLICY
<br />COVERAGE — INSURING AGREEMENTS
<br />The Company will pay on behalf of the Insured all sums which the Insured shall
<br />become legally obligated to pay as damages because of
<br />A. bodily injury or
<br />B. property damage
<br />to which this insurance applies, caused by an occurrence and the Company shall
<br />have the right and duty to defend any suit against the Insured seeking damages on
<br />account of such bodily injury or property damage, even if any of the allegations of
<br />the suit are groundless, false or fraudulent, and may make such investigation and
<br />settlement of any claim or suit as it deems expedient, but the Company shall not be
<br />obligated to pay any claim or judgment or to defend any suit after the applicable
<br />limit of the Company's liability has been exhausted by payment of judgments or
<br />settlements.
<br />Exclusions
<br />This insurance does not apply:
<br />(a) to liability assumed by the Insured under any contract or agreement except an
<br />incidental contract; but this exclusion does not apply to a warranty of fitness or
<br />quality of the Named Insured's products or a warranty that work performed by
<br />or on behalf of the Named Insured will be done in a workmanlike manner;
<br />(b) to bodily injury or property damage arising out of the ownership, maintenance,
<br />operation, use, loading or unloading of
<br />(1) any automobile or aircraft owned or operated by or rented or loaned to any
<br />Insured, or
<br />(2) any other automobile or aircraft operated by any person in the course of his
<br />employment by any Insured;
<br />but this exclusion does not apply to the parking of an automobile on premises
<br />owned by, rented to or controlled by the Named Insured or the ways immediately
<br />adjoining, if such automobile is not owned by or rented or loaned to any Insured;
<br />(c1 to bodily injury or property damage arising out of (1) the ownership, maintenance,
<br />operation, use, loading or unloading of any mobile equipment while being used
<br />in any prearranged or organized racing, speed or demolition contest or in any
<br />stunting activity or in practice or preparation for any such contest or activity or
<br />(2) the operation or use of any snowmobile or trailer designed for use therewith;
<br />(d) to bodily injury or property damage arising out of and in the course of the trans-
<br />portation of mobile equipment by an automobile owned or operated by or rented
<br />or loaned to any Insured;
<br />(e) to bodily injury or property damage arising out of the ownership, maintenance,
<br />operation, use, loading or unloading of
<br />(1) any watercraft owned or operated by or rented or loaned to any Insured, or
<br />(2) any other watercraft operated by any person in the course of his employment
<br />by any Insured;
<br />but this exclusion does not apply to watercraft while ashore on premises owned
<br />by, rented to or controlled by the Named Insured;
<br />(f) to bodily injury or property damage arising out of the discharge, dispersal,
<br />release or escape of smoke, vapors, soot, fumes, acids, alkalis, toxic chemicals,
<br />liquids or gases, waste materials or other irritants, contaminants or pollutants
<br />into or upon land, the atmosphere or any water course or body of water; but this
<br />exclusion does not apply if such discharge, dispersal, release or escape is sudden
<br />and accidental;
<br />(g) to bodily injury or property damage due to war, whether or not declared, civil
<br />war, insurrection, rebellion or revolution or to any act or condition incident to
<br />any of the foregoing, with respect to
<br />(1) liability assumed by the Insured under an incidental contract, or
<br />(2) expenses for first aid under the Supplementary Payments provision;
<br />LD -3C31 (6M) PTO IN USA - I -
<br />(h) to bodily injury or property damage for which the Insured or his indemnitee may
<br />be held liable
<br />(1) as a person or organization engaged in the business of manufacturing, dis-
<br />tributing, selling or serving alcoholic beverages, or
<br />(2) if not so engaged, as an owner or lessor of premises used for such purposes,
<br />if such liability is imposed
<br />(i) by, or because of the violation of, any statute, ordinance or regulation per-
<br />taining to the sale, gift, distribution or use of any alcoholic beverages, or
<br />06 by reason of the selling, serving or giving of any alcoholic beverage to a
<br />minor or to a person under the influence of alcohol or which causes or con-
<br />tributes to the intoxication of any person;
<br />but part (ii) of this exclusion does not apply with respect to liability of the
<br />Insured or his indemnitee as an owner or lessor described in (2) above;
<br />(it to any obligation for which the Insured or any carrier as his insurer may be held
<br />liable under any workmen's compensation, unemployment compensation or dis-
<br />ability benefits law, or under any similar law;
<br />(j) to bodily injury to any employee of the Insured arising out of and in the course
<br />of his employment by the Insured or to any obligation of the Insured to indemnify
<br />another because of damages arising out of such injury; but this exclusion does
<br />not apply to liability assumed by the Insured under an incidental contract;
<br />(k) to property damage to
<br />(1) property owned or occupied by or rented to the Insured,
<br />(2) property used by the Insured, or
<br />(3) property in the care, custody or control of the Insured or as to which the
<br />Insured is for any purpose exercising physical control;
<br />but parts (2) and (3) of this exclusion do not apply with respect to liability under
<br />a written sidetrack agreement and part (3) of this exclusion does not apply with
<br />respect to property damage (other than to elevators) arising out of the use of an
<br />elevator at premises owned by, rented to or controlled by the Named Insured;
<br />(1) to property damage to premises alienated by the Named Insured arising out of
<br />such premises or any part thereof;
<br />(m) to loss of use of tangible property which has not been physically injured or
<br />destroyed resulting from
<br />(1) a delay in or lack of performance by or on behalf of the Named Insured of
<br />any contract or agreement, or
<br />(2) the failure of the Named Insured's products or work performed by or on
<br />behalf of the Named Insured to meet the level of performance, quality, fit-
<br />ness or durability warranted or represented by the Named Insured;
<br />but this exclusion does not apply to loss of use of other tangible property result-
<br />ing from the sudden and accidental physical injury to or destruction of the
<br />Named Insured's products or work performed by or on behalf of the Named
<br />Insured after such products or work have been put to use by any person or
<br />organization other than an Insured;
<br />(n) to property damage to the Named Insured's products arising out of such prod-
<br />ucts or any part of such products;
<br />(o) to property damage to work performed by or on behalf of the Named Insured
<br />arising out of the work or any portion thereof, or out of materials, parts or
<br />equipment furnished in connection therewith;
<br />(p) to damages claimed for the withdrawal, inspection, repair, replacement, or loss
<br />of the use of the Named Insured's products or work completed by or for the
<br />Named Insured or of any property of which such products or work form a part, if
<br />such products, work or property are withdrawn from the market or from use
<br />because of any known or suspected defect or deficiency therein;
<br />(q) to bodily injury or property damage arising out of
<br />(1) the use, sale or possession, by or on behalf of the Insured, of fireworks,
<br />(2) carnivals operated by or on behalf of the Insured, or
<br />(3) mechanical or animal rides operated by or on behalf of the Insured.
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