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INA INSURANCE COMPANY OF NORTH AMERICA, PHILADELPHIA, PENNSYLVANIA <br />A Stock Insurance Company, herein called the Company <br />In consideration of the payment of the premium, in reliance upon the <br />statements in the declarations made a part hereof and subject to all of <br />the terms of this policy, agrees with the Named Insured as follows: <br />COVERAGE A— BODILY INJURY LIABILITY <br />COVERAGE B— PROPERTY DAMAGE LIABILITY <br />LITTLE LEAGUE GENERAL LIABILITY POLICY <br />COVERAGE — INSURING AGREEMENTS <br />The Company will pay on behalf of the Insured all sums which the Insured shall <br />become legally obligated to pay as damages because of <br />A. bodily injury or <br />B. property damage <br />to which this insurance applies, caused by an occurrence and the Company shall <br />have the right and duty to defend any suit against the Insured seeking damages on <br />account of such bodily injury or property damage, even if any of the allegations of <br />the suit are groundless, false or fraudulent, and may make such investigation and <br />settlement of any claim or suit as it deems expedient, but the Company shall not be <br />obligated to pay any claim or judgment or to defend any suit after the applicable <br />limit of the Company's liability has been exhausted by payment of judgments or <br />settlements. <br />Exclusions <br />This insurance does not apply: <br />(a) to liability assumed by the Insured under any contract or agreement except an <br />incidental contract; but this exclusion does not apply to a warranty of fitness or <br />quality of the Named Insured's products or a warranty that work performed by <br />or on behalf of the Named Insured will be done in a workmanlike manner; <br />(b) to bodily injury or property damage arising out of the ownership, maintenance, <br />operation, use, loading or unloading of <br />(1) any automobile or aircraft owned or operated by or rented or loaned to any <br />Insured, or <br />(2) any other automobile or aircraft operated by any person in the course of his <br />employment by any Insured; <br />but this exclusion does not apply to the parking of an automobile on premises <br />owned by, rented to or controlled by the Named Insured or the ways immediately <br />adjoining, if such automobile is not owned by or rented or loaned to any Insured; <br />(c1 to bodily injury or property damage arising out of (1) the ownership, maintenance, <br />operation, use, loading or unloading of any mobile equipment while being used <br />in any prearranged or organized racing, speed or demolition contest or in any <br />stunting activity or in practice or preparation for any such contest or activity or <br />(2) the operation or use of any snowmobile or trailer designed for use therewith; <br />(d) to bodily injury or property damage arising out of and in the course of the trans- <br />portation of mobile equipment by an automobile owned or operated by or rented <br />or loaned to any Insured; <br />(e) to bodily injury or property damage arising out of the ownership, maintenance, <br />operation, use, loading or unloading of <br />(1) any watercraft owned or operated by or rented or loaned to any Insured, or <br />(2) any other watercraft operated by any person in the course of his employment <br />by any Insured; <br />but this exclusion does not apply to watercraft while ashore on premises owned <br />by, rented to or controlled by the Named Insured; <br />(f) to bodily injury or property damage arising out of the discharge, dispersal, <br />release or escape of smoke, vapors, soot, fumes, acids, alkalis, toxic chemicals, <br />liquids or gases, waste materials or other irritants, contaminants or pollutants <br />into or upon land, the atmosphere or any water course or body of water; but this <br />exclusion does not apply if such discharge, dispersal, release or escape is sudden <br />and accidental; <br />(g) to bodily injury or property damage due to war, whether or not declared, civil <br />war, insurrection, rebellion or revolution or to any act or condition incident to <br />any of the foregoing, with respect to <br />(1) liability assumed by the Insured under an incidental contract, or <br />(2) expenses for first aid under the Supplementary Payments provision; <br />LD -3C31 (6M) PTO IN USA - I - <br />(h) to bodily injury or property damage for which the Insured or his indemnitee may <br />be held liable <br />(1) as a person or organization engaged in the business of manufacturing, dis- <br />tributing, selling or serving alcoholic beverages, or <br />(2) if not so engaged, as an owner or lessor of premises used for such purposes, <br />if such liability is imposed <br />(i) by, or because of the violation of, any statute, ordinance or regulation per- <br />taining to the sale, gift, distribution or use of any alcoholic beverages, or <br />06 by reason of the selling, serving or giving of any alcoholic beverage to a <br />minor or to a person under the influence of alcohol or which causes or con- <br />tributes to the intoxication of any person; <br />but part (ii) of this exclusion does not apply with respect to liability of the <br />Insured or his indemnitee as an owner or lessor described in (2) above; <br />(it to any obligation for which the Insured or any carrier as his insurer may be held <br />liable under any workmen's compensation, unemployment compensation or dis- <br />ability benefits law, or under any similar law; <br />(j) to bodily injury to any employee of the Insured arising out of and in the course <br />of his employment by the Insured or to any obligation of the Insured to indemnify <br />another because of damages arising out of such injury; but this exclusion does <br />not apply to liability assumed by the Insured under an incidental contract; <br />(k) to property damage to <br />(1) property owned or occupied by or rented to the Insured, <br />(2) property used by the Insured, or <br />(3) property in the care, custody or control of the Insured or as to which the <br />Insured is for any purpose exercising physical control; <br />but parts (2) and (3) of this exclusion do not apply with respect to liability under <br />a written sidetrack agreement and part (3) of this exclusion does not apply with <br />respect to property damage (other than to elevators) arising out of the use of an <br />elevator at premises owned by, rented to or controlled by the Named Insured; <br />(1) to property damage to premises alienated by the Named Insured arising out of <br />such premises or any part thereof; <br />(m) to loss of use of tangible property which has not been physically injured or <br />destroyed resulting from <br />(1) a delay in or lack of performance by or on behalf of the Named Insured of <br />any contract or agreement, or <br />(2) the failure of the Named Insured's products or work performed by or on <br />behalf of the Named Insured to meet the level of performance, quality, fit- <br />ness or durability warranted or represented by the Named Insured; <br />but this exclusion does not apply to loss of use of other tangible property result- <br />ing from the sudden and accidental physical injury to or destruction of the <br />Named Insured's products or work performed by or on behalf of the Named <br />Insured after such products or work have been put to use by any person or <br />organization other than an Insured; <br />(n) to property damage to the Named Insured's products arising out of such prod- <br />ucts or any part of such products; <br />(o) to property damage to work performed by or on behalf of the Named Insured <br />arising out of the work or any portion thereof, or out of materials, parts or <br />equipment furnished in connection therewith; <br />(p) to damages claimed for the withdrawal, inspection, repair, replacement, or loss <br />of the use of the Named Insured's products or work completed by or for the <br />Named Insured or of any property of which such products or work form a part, if <br />such products, work or property are withdrawn from the market or from use <br />because of any known or suspected defect or deficiency therein; <br />(q) to bodily injury or property damage arising out of <br />(1) the use, sale or possession, by or on behalf of the Insured, of fireworks, <br />(2) carnivals operated by or on behalf of the Insured, or <br />(3) mechanical or animal rides operated by or on behalf of the Insured. <br />