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b. Noes not include "bodily injury" of "property damage` arising out of (1) The transportation of property. unless the injury cr damage arises out of a condition in or on a vehicle not owned or operated by you. and that condition was created by the "loading or unloading" of that vehicle by any insured: (2) The existence of tools, uninstalled equipment or abandoned or unused materials; or (3) Products or operations for which the classification, listed in the Declarations or in a policy schedule, states that prxfucts- completed operations are subject to the General Aggregate Limit. 20. "Property damage" means a. Physical infury to tangible property, including all resulting loss of use of that property All such loss of use shall be deemed to occur at the time of ?he pnysical injury that caused it: or b. toss of use of tangible properly trial is not physically injiued. All such loss of use shall be deemed to occur at the time of the 'occurrence" that caused it As used in this definition. computerized or electronically stored data, programs or software are not tangible property. Electronic data means information, facts or programs a. Stored as or on: b, Created or used on: or c. Transmitted to or from. computer software, including systems and applications software, hard or floppy disks. CD- ROMS, tapes, drives, cells. data processing devices or any other media which are used with electronically controlled equipment_ 21. "Suit" means a civil proceeding in which damages because of "bodily injury", "property damage" or "personal and advertising injury" to which this insurance applies are alleged. "Suit" includes: a. An arbitration proceeding in which such damages are claimed and to which the insured must submit or does submit with our consent, or b. Any other alternative dispute resolution proceeding in which such damages are claimed and to which the insured submits with our consent Page 18 of 18 22. "Temporary worker-" means a person} "to -is furnished to you to substitute for a Permanent "employee" on leave or to meet season I CO, short - term workload conditions 23. "Volunteer worker" means a person who a. Is not your "employee ": b. Donates his or her work, c. Acts at the direction of and within thin scope of duties determined by you and d. Is not paid a tee, salary or other compnsation by you or anyone else for their work pe+ omtleed for you. 24. "Your product a. Means (1) Any goods or products, other property, manufactured, sold, distributed or disposed of by- (a) You, (b) Others trading under your name (c) A person or organization whips or assets you have acquired; an (2) Containers (other than vehicles), parts or equipment furnished in with such goods or products than real handled. orl i business I b. Includes I (1) Warranties or representations m Ide at any time with respect to the fitne s quality durability, performance or use of "your product and (2) The providing of or failure to provide rtairnings or instructions. c. Does not include vending machine or other properly rented to or located for the ue df lather's but not sold. 25. "Your work ". a. Means (1) Work or operations performed by you or on your behalf: and (2) Materials, parts or equipment f mished in connection with such work or operations. b. Includes (1) Warranties or representations m del, at any time with respect to the Fitne s, fjualilty, durability, performance or use of " our work° and 1 (2) The providing of or failure to provide warnings or instructions 1 HG 00 0106 05