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Owner hereby agrees to defend, indemnify and hold harmless Agency, City and their <br />officers, representatives, agents and employees from and against any and all liability, damages, <br />costs, losses, claims and expenses, however caused, resulting directly or indirectly from or <br />connected with Owner's performance of this OPA and/or the operation and maintenance of <br />Owner's Property, including, but not limited to, such liability, cost, damage, loss, claim or <br />expense arising from (i) the death of and/or injury to any agent, contractor, subcontractor, or <br />employees of Owner, Agency or City; or (ii) damage to the property of Owner, any contractor, <br />subcontractor, Agency or City; except where such liability, damage, cost, loss, claim or expense <br />is caused solely by the negligent or wrongful acts of Agency, City or any of their agents or <br />employees. <br />9.2 Insurance Required. In addition to the provisions of Section 9.1, Owner shall maintain <br />in force until the later of (a) issuance of a Certificate of Compliance, (b) completion of the <br />Publicly Funded Irnprovenrents, or (c) release of the deed of trust securing the Conditional Loan, <br />for such Property, a policy of general liability insurance in which Agency, City and their officers, <br />agents, representatives and employees are named as additional insureds. The policy shall <br />indemnify Agency, City and their officers, representatives, agents and employees, while acting <br />within the scope of their duties under this OPA, against any and all claims arising -out of or in <br />compaction with perfonrance of Owner's obligations under this OPA. The policy shall provide <br />coverage in an amount of not less than $1 million per occurrence, combined single limit, written <br />on an occurrence fonn. Such policy shall specifically provide that any other insurance coverage <br />that may be applicable to the loss shall be deemed excess coverage and that Owner's insurance <br />shall be primary. <br />No later than the Implementation Date, Owner shall furnish to Agency certificate of <br />insurance and "additional insured endorsements," in a foran substantially similar to that attached <br />as Exhibit "O". <br />10. COMPLIANCE WITH LAWS. <br />10.1 Local, State and Federal Laws. Owner shall carry out performance of its <br />obligations under this OPA in compliance with all applicable laws, including all applicable state <br />and federal labor standards. <br />10.2 Non -Discrimination. Owner for itself and its successors and assigns agrees that <br />in connection with this OPA, Owner will not discriminate against any employee or applicant for <br />employment because of race, color, religion, sex, marital status, color, or national origin. <br />Owner further agrees that all rentals shall be open to all regardless of race, sex, marital <br />status, color, religion, national origin, ancestry or age, and that all rental agreements shall contain <br />the applicable provisions of Health and Safety Code Section 33435. <br />11. DEFAULT. Failure or delay by either party hereto to perform any material covenant or <br />provision of this OPA that is to be observed or performed by such party within the time provided <br />herein constitutes a default under this OPA. In such event, the injured party shall give written <br />notice of default to the party in default, specifying the default complained of by the injured party. <br />15 <br />