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THE <br /> HARTFORD <br /> If any of the other insurance does not permit contribution by equal shares, we will contribute by limits. Under <br /> this method, each insurer's share is based on the ratio of its applicable limit of insurance to the total <br /> applicable limits of insurance of all insurers. <br /> 7. Transfer Of Rights Of Recovery Against Others To Us <br /> a. Transfer Of Rights Of Recovery <br /> If the insured has rights to recover all or part of any payment, including Supplementary Payments, we have <br /> made under this Coverage Part, those rights are transferred to us. The insured must do nothing after loss to <br /> impair them. At our request, the insured will bring "suit" or transfer those rights to us and help us enforce <br /> them. This condition does not apply to Medical Expenses Coverage. <br /> b. Waiver Of Rights Of Recovery(Waiver Of Subrogation) <br /> If the insured has waived any rights of recovery against any person or organization for all or part of any <br /> payment,iincluding Supplementary Payments, we have made under this Coverage Part, we also waive that <br /> right, provided the insured waived their rights of recovery against suc person or organization-ma con ra — <br /> agreement or permit that was executed prior to the injury or damage. <br /> F. LIABILITY AND MEDICAL EXPENSES DEFINITIONS <br /> 1. "Advertisement" means a notice that is broadcast or published to the general public or specific market segments <br /> about your goods, products or services for the purpose of attracting customers or supporters. For the purpose of <br /> this definition: <br /> a. Notices that are published include material placed on the Internet or on similar electronic means of <br /> communication; and <br /> b. Regarding web sites, only that part of a web site that is about your goods, products or services for the <br /> purpose of attracting customers or supporters is considered an advertisement. <br /> 2. "Advertising idea"means any idea for an"advertisement". <br /> 3. "Asbestos hazard" means an exposure or threat of exposure to the actual or alleged properties of asbestos and <br /> includes the mere presence of asbestos in any form. <br /> 4. "Auto"means: <br /> a. A land motor vehicle, trailer or semi-trailer designed for travel on public roads, including any attached <br /> machinery or equipment; or <br /> b. Any other land vehicle that is subject to a compulsory or financial responsibility law or other motor vehicle <br /> insurance or motor vehicle registration law where it is licensed or principally garaged. <br /> However, "auto"does not include"mobile equipment", <br /> 5. 'Bodily injury"means physical: <br /> a. Injury; <br /> b. Sickness; or <br /> c. Disease <br /> sustained by a person and, if arising out of the above, mental anguish or death at any time. <br /> G. "Coverage territory"means: <br /> a. The United States of America (including its territories and possessions), Puerto Rico and Canada; <br /> b. International waters or airspace, but only if the injury or damage occurs in the course of travel or <br /> transportation between any places included in a.above; <br /> c. All other parts of the world if the injury or damage arises out of: <br /> (1) Goods or products made or sold by you in the territory described in a. above; <br /> (2) The activities of a person whose home is in the territory described in a.above, but is away for a short time <br /> on your business; or <br /> Form SL 00 00 10 18 Page 18 of 22 <br /> ©2018, The Hartford <br /> (May include copyrighted material of Insurance Services Office, Inc.,with its permission) <br />