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QUICK REFERENCE - SPECTRUM POLICY <br /> DECLARATIONS <br /> and <br /> COMMON POLICY CONDITIONS <br /> I. DECLARATIONS <br /> Named Insured and Mailing Address <br /> Policy Period <br /> Description and Business Location <br /> Coverages and Limits of Insurance <br /> II. COMMON POLICY CONDITIONS Beginning on Page <br /> A. Cancellation 1 <br /> B. Changes 1 <br /> C. Concealment, Misrepresentation Or Fraud 2 <br /> D. Examination Of Your Books And Records 2 <br /> E. Inspections And Surveys 2 <br /> F. Insurance Under Two Or More Coverages 2 <br /> G. Liberalization 2 <br /> H. Other Insurance- Property Coverage 2. <br /> I. Premiums 2 <br /> J. Transfer Of Rights Of Recovery Against Others To Us 2 <br /> K. Transfer Of Your Rights And Duties Under This Policy 3 <br /> L. Premium Audit 3 <br /> Form SS 00 05 10 08 <br />