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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CALIFORNIA CHANGES This endorsement modifies insurance provided under the following: COMMON POLICY CONDITIONS SPECIAL PROPERTY COVERAGE FORM STANDARD PROPERTY COVERAGE FORM BUSINESS LIABILITY COVERAGE FORM EMPLOYMENT PRACTICES LIABILITY COVERAGE FORM A. Paragraphs 2. and 3. of the Cancellation Common (b) You or your representative in Policy Condition are replaced by the following: pursuing a claim under this policy. 2. All Policies in Effect for 60 Days Or Less: (3) A judgment by a court or an If this policy has been in effect for 60 days or administrative tribunal that you have less, and is not a renewal of a policy we have violated a California or Federal law, previously issued,we may cancel this policy by having as one of its necessary mailing or delivering to the first Named Insured elements an act which materially at the mailing address shown in the policy and increases any of the risks insured to the producer of record, advance written against. notice of cancellation, stating the reason for (4) Discovery of willful or grossly negligent cancellation, at least: acts or omissions, or of any violations a. 10 days before the effective date of of state laws or regulations establishing cancellation if we cancel for: safety standards, by you or your (1) Nonpayment of premium; or representative, which materially increase any of the risks insured (2) Discovery of fraud or material against. misrepresentation by: (5) Failure by you or your representative (a) Any insured or his or her to implement reasonable loss control representative in obtaining this requirements, agreed to by you as a insurance; or condition of policy issuance, or which (b) You or your representative in were conditions precedent to our use pursuing a claim under this policy. of a particular rate or rating plan, if that b. 30 days before the effective date of failure materially increases any of the cancellation if we cancel for any other risks insured against. reason. (6) A determination by the Commissioner 3. All Policies in Effect For More Than 60 Days of Insurance that the: a. If this policy has been in effect for more (a) Loss of, or changes in, our than 60 days, or is a renewal of a policy we reinsurance covering all or part of issued,we may cancel this policy only upon the risk would threaten our the occurrence, after the effective date of financial integrity or solvency; or the policy, of one or more of the following, (b) Continuation of the policy or as permitted under applicable California coverage would: law: i. Place us in violation of (1) Nonpayment of premium, including California law or the laws of payment due on a prior policy we the state where we are issued and due during the current domiciled; or policy term covering the same risks. li, Threaten our solvency. (2) Discovery of fraud or material (7) A change by you or your misrepresentation by: representative in the activities or (a) Any insured or his or her property of the commercial or industrial representative in obtaining this enterprise, which results in a materially insurance; or added, increased or changed risk, unless the added, increased or changed risk is included in the policy. Form SS 01 21 02 20 Page 1 of 5 a 2019,The Hartford (Includes copyrighted material of Insurance Services Office, Inc., with its permission)