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MMC~ 10/3/2008 2:45:58 PM PAGE 3/006 Eastern Time Zone <br />The Certificate of Insurance on the reverse side of this form does not constitute a contract between <br />the issuing insurer(s), authorized representative or producer, and the certificate holder, nor does it <br />affirmatively or negatively amend, extend or alter the coverage afforded by the polici es listed thereon. <br />rcesvCrse yr rage 'r <br />