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SECTION I —COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY A. Reasonable Force — Bodily Injury Or Property Damage Paragraph 2.a. Exclusions; Expected Or Intended Injury, is deleted and replaced by the following: a. Expected Or Intended Injury "Bodily Injury" or "property damage" expected or intended from the standpoint of the insured. This exclusion does not apply to "bodily injury" or "property damage" resulting from the use of reasonable force to protect persons or property. B. Aircraft, Auto Or Watercraft 1. Paragraph 2.9.(2) Exclusions; Aircraft, Auto Or Watercraft is deleted and replaced by the following: (2) A watercraft you do not own that is: (a) Up to seventy-five (75) feet long; and (b) Not being used to carry persons or property for a charge; 2. The following is added to the exceptions to the exclusions: (B) Any non -owned aircraft chartered to you with a crew including a pilot. 3. The following is added to paragraph 2.g.: Only as respects to the insurance provided by this provision, Section II — Who Is An Insured is amended to include as an insured any person who, with your express consent uses a watercraft owned by you. The insurance provided by this provision shall be excess over any valid and collectible other insurance available to the insured, whether primary, excess, contingent or on any other basis, except for the insurance purchased specifically by you to apply in excess of the Limits of Insurance shown in the declarations for this Coverage Part. C. Damage To Premises Rented To You The last paragraph of 2. Exclusions is deleted and replaced by the following: Exclusions c. through n. do not apply to damage by water, fire, explosion, lightning, or smoke re- sulting from fire to premises while rented to you, or temporarily occupied by you with permission by the owner. A separate limit of insurance applies to this coverage as described in Section III — Limits Of Insurance. This provision does not apply if coverage for Damage To Premises Rented To You is excluded by another endorsement to this policy. D. Property Damage Care, Custody Or Control 1. The following is added to Exclusion 2 j.: Paragraphs (4), (5) and (6) do not apply for the limited purpose of providing the sub -limits of liability set forth below. 2. We will pay those sums that the insured becomes legally obligated to pay as damages arising out of "property damage" to: a. Personal property in the care, custody or control of the insured; b. That particular part of real property on which you or any contractors or subcontractors working directly or indirectly on your behalf are performing operations, if the "property damage" arises out of those operations; and c. That particular part of any property that must be restored repaired or replaced because "your work" was incorrectly performed on it. The most we will pay for any damages and "costs and expenses" under a., b., and c, above in any one "occurrence" is a per "occurrence" sub -limit of $50,000. The most we will pay for any dam- ages and "costs and expenses" under a., b., and c. above for all "occurrences" during any one policy period is an aggregate sub -limit of $100, 000. These limits are included in and not in addition to the Limits of Insurance show in the Declarations of the Commercial General Liability Policy. Any payment for damages and "costs and expenses" under a., b., and c. above shall reduce both the policy aggregate and the aggregate sub - limit shown in the paragraph above. Our right and duty to defend the insured against any "suit" for "property damage" under this cover- age ends when we have used up the applicable sub -limit (shown in the paragraph above) through the payment of any judgments, settlements, "costs and expenses", or combi-nation thereof. We may, at our discretion, offer to the insured the remaining portion of the applicable sub -limit in the above paragraph and upon tender of the remaining sub -limit to the insured, our duty to defend or indemnify shall be extinguished. 3. The following definition is applicable to this coverage only: "Costs and expenses" means all costs of investigation, adjustment, attorney's fees, expert fees, and any other costs expended in the defense of a claim or "suit," and all Supplemen- tary Payments. RLI INSURANCE COMPANY d RGL 365 0124 Contains copyrighted material of Insurance Services O -AffggVED Page 2 of 7 with its permission 19Y Cynthia Agora at 7.47. am Nov 2$2024