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an "employment-related practices liability claim(s)" knew of an "injury", or any event, situation or <br /> transaction that may reasonably be expected to give rise to an "employment- related practices <br /> liability claim(s)" being made against any Insured. If such a listed Insured or authorized <br /> "employee" had such knowledge, then any continuation or resumption of such circumstances <br /> during or after the policy period will be deemed to have been known prior to the policy period; <br /> (3) The "employment-related practices liability claims expenses" are incurred within one year of the <br /> date the "employment-related practices liability claim(s)" against an insured was initiated; and <br /> (4) The "employment-related practices liability claims expenses" are reported to us within one year <br /> of the date the "employment practices liability claims expenses" are incurred. <br /> B. For the purposes of the EMPLOYMENT — RELATED PRACTICES — DEFENSE EXPENSE <br /> REIMBURSEMENT provision of this endorsement the following definitions are added to SECTION V <br /> — DEFINITIONS of the Commercial General Liability Coverage Form: <br /> (1) "Employment- related practices liability claim(s)" means: <br /> (a) Any oral or written demand or notice received by you; <br /> (b) Any arbitration, other alternative dispute resolution or other civil legal proceedings; or <br /> (c) Any administrative proceedings or hearing conducted by a governmental agency (federal, <br /> state or local) having the proper legal authority over the matter by any person seeking <br /> damages arising out of one or more of the following offenses: <br /> 1) Refusal to employ that person; <br /> 2) Termination of that person's employment; or <br /> 3) Employment-related practices, policies, acts or omissions, such as coercion, <br /> demotion, evaluation, reassignment, discipline, defamation, harassment, <br /> humiliation, discrimination, or malicious prosecution directed at that person. <br /> (2) "Employment - related practices liability claims expenses" — means fees, costs and expenses, <br /> which result from the investigation, adjustment, and defense of an "employment-related practices <br /> liability claim(s)". "Employment - related practices liability claims expenses" does not include any of the <br /> following: <br /> (a) Settlements or judgments: <br /> (b) Civil fines or penalties; <br /> (c) Criminal fines or penalties; <br /> (d) Administrative or other fines or penalties; <br /> (e) Sanctions; <br /> (f) Any portion of any judgment, award of verdict that represents a multiple of the <br /> compensatory amounts; or <br /> (g) Salaries and expenses of our"employees", you, your"employees", or of any insured. <br /> ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED <br /> PC 24 0060 09 14 ©General Star Management Company, Stamford, CT 2014. Page 5 of 5 <br /> Includes copyrighted material of Insurance Services Office, Inc.,with its permission. <br />