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Under Paragraph L, -DEDUCTIBLE—of their rights of recovery against such parson or SECTION NI —PHYSICAL DAMAGE COVERAGE organization under a contract or agreement the following is added; that is entered into before such loss". No deductible applies to glass damage if the glass To the extent that the"insured's' rights to is repaired rather than replaced recover damages for all or part cf any 11. TiMQ OR MORE DEDUCTIBLES payment matte under this insurance has not Paragraph D- DEDUCTIBLE—of SECTION III— been we ved those rights are transferred to PHYSICAL DAMAGE COVERAGE is amended to us. That person cr organization must do add the following; everything necessary to secure our rights and If this Coverage Form and any other Coverage must do nothing after"acc dent" or"bass" 1c Form or policy issued to you by us that is not an impair them At our request, the insured will automobile policy or Coverage Farm applies to the brim suit or transfer those rights to us and sauce"ardent, the following apples: help us enforce them. 1. 1 the deductible under this Business Auto Coverage Form is the smaller (or smallest) 14 UNINTENTIONAL FAILURE TO DISCLOSE deductible, A will be waived; or HAZARDS 2 If the deductible under this business Auto Paragraph B.2.—CONCEALMENT, Coverage Form is not the smaller (or smallest) MISREPRESENTATION or FRAUD cf SECTION deductible, it will be reduced by the amount of IV—BUSINESS AUTOS CONDITIONS -is deleted the smaller(or smallest) deductible. and replaced with the following; 9 you unintentionalty fal b disclose any hazards 12. AMENDED DUTIES IN THE EVENT OF existing at the inception date of your policy, we will ACCIDENT, CLAIM,SUIT OR LOSS not void coverage under this Coverage Form Paragraph A.2 a. -DUTIES IN THE EVENT OF becam of such failure. AN ACCIDENT, CLAIM, SUIT OR LOSS cf SECTION IV- BUSINESS AUTO CONDITIONS is 15. AUTOS RENTED BY EMPLOYEES deleted and replaced with the following: Paragraph B 5 -OTHER INSURANCE of a Inthe event of`accident' claim, suit' or SECTION IV—BUSINESS AUTO) CONDITIONS - 'koss', you must promptly notify us when the s amended b add the following, 'accident" is known to: a Any"auto' hired or rented by your`employee" (1) You or your authorized representative, if an your behalf and at your direction will be you are an individual; considered an "auto"you lira tan (2) A partner, Cr any authorized 'employee's"personal insurance also applies representative, if you are a partnership. on an excess basis to a covered "auto" hired (3) A n-*m aer, I you are a Im±ted liability or rented by your"employee'on yot r behalf company. or and at your direction, this insurance will be (4) An executive officer, linsumnoe manager, primary to the'eVoyee's"personal or Whorized represeritalive. 1 you are an insuranrce. organization other than a partnership or 16 HIRED AUTO)—COVERAGE TERRITORY firri_ted liabil[.#y company. Paragraph B.7.b(5): -POLICY PERIOD, Knowledge of an 'accident', claim, °suif' or COVERAGE TERRITORY Hof SECTION IV— 'Ioss' by other persons does not imply that the BUSINESS AUTO} CONDITIONS is deleted and persons Wed above have such knowledge. replaced with the following. Notice to us shoed include: (5)A covered "auto'of the private passenger (1) How, when and where the'accident" or type is leased, hired, rented or borrowed "loss`occurred:; without a driver for a period of 45 days or (2) The"insured's" name and address; and less; and (3) To the extent possible, the names and 17.. RESULTANT MENTAL ANGUISH COVERAGE addresses cf any injured persons or Paragraph C of-SECTION V—DEFINITIONS is ses wittnes . 13. WAIVER OF sesRQGATI4N deleted and replaced by the following Paragraph A.5 -TRANSFER OF RIGHTS OF 'Bodily injury*means btrdly injury* sickness or RECOVERY AGAINST OTHERS TO LIS of disease sustained by any person, incciuding SECTION IV—BUSINESS AUTO CONDITIONS is mental anguish or death as a result of the"bodily deleted and replaced with the following: injury" sustained by that person 5. We will waive the right of recovery we would otherwise have egairo another person or organization fcr' " to which this insurance applies, provided the"insured' has waived Fom-c 1 -02-02 2 (Rev. 11-16) Page 303 "Includes copyrighted material of Insurance Services Office, Inc, with its permission„