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(Page 29 of 74) (2) Loss to Hired Auto For Hired Auto Physical Damage, we will pay for"loss"to an "auto"you rented or hired without a driver, under a written rental contract or agreement. We will pay for"loss"if caused by: (a) Other than collision only if the Declarations indicate that Comprehensive Coverage is provided for any covered "auto'; (b) Specified Causes Of Loss only if the Declarations indicate that Specified Causes Of Loss Coverage is provided for any covered "auto`; or (c) Collision only if the Declarations indicate that Collision Coverage is provided for any covered"auto". We will provide coverage equal to the broadest coverage applicable to any covered"auto"you own that is covered by this policy. However,the most we will pay for"loss"to any hired"auto"is: (a) $50,000; (b) The actual cash value of the damaged or stolen property at the time of the"loss"; or (c) The cost of repairing or replacing the damaged or stolen property; whichever is smallest, minus the deductible. The deductible will be equal to the largest deductible applicable to any owned "auto"for that coverage. No deductible applies to"loss"caused by fire or lightning. (3) This extension of coverage does not apply to any"autd,you hire or borrow from any of your"employees", partners(if you are a partnership),members (if you are a limited liability company), or members of their households. XI. EXPENSE FOR STOLEN AUTO RETURN Subparagraph 4.Coverage Extensions of Paragraph A. Coverage(SECTION III— PHYSICAL DAMAGE COVERAGE)is amended to include the following: Expense for Stolen Auto Return We will pay for the expense incurred returning a stolen covered "auto"to you because of the total theft of such covered"auto". XII. EXCEPTION TO MECHANICAL BREAKDOWN EXCLUSION FOR AIRBAGS Subparagraph 3. of Paragraph B.Exclusions (SECTION Ili -PHYSICAL DAMAGE COVERAGE)is deleted in its entirety and replaced with the following: 3. We will not pay for 'loss" caused by or resulting from any of the following unless caused by other"loss"that is covered by this insurance: 102093(1-14) Page 5 of 8 Includes copyrighted material of Insurance Services Office, Inc.,with its permission. All rights reserved.