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COMMERCIAL GENERAL LIABILITY <br /> COMMERCIAL GENERAL LIABILITY COVERAGE FORM <br /> Various provisions in this policy restrict coverage.Read (1) The "bodily injury" or "property damage" is <br /> the entire policy carefully to determine rights, duties and caused by an "occurrence" that takes place <br /> what is and is not covered. in the"coverage territory"; <br /> Throughout this policy the words "you" and "your" refer (2) The "bodily injury" or "property damage" <br /> to the Named Insured shown in the Declarations, and occurs during the policy period; and <br /> any other person or organization qualifying as a Named <br /> Insured under this policy. The words "we", "us" and (3} Prior to the policy period, no insured listed <br /> "our"refer to the company providing this insurance. under Paragraph 1. of Section II — Who is <br /> An Insured and no "employee" authorized <br /> The word "insured" means any person or organization by you to give or receive notice of an <br /> qualifying as such under Section II — Who Is An "occurrence" or claim knew that the "bodily <br /> Insured. injury" or "property damage" had occurred, <br /> Other words and phrases that appear in quotation in whole or in part. If such a listed insured <br /> marks have special meaning. Refer to Section V — or authorized"employee" knew, prior to the <br /> policy period, that the "bodily injury" or <br /> Definitions. "property damage" occurred, then any <br /> SECTION I—COVERAG ES continuation, change or resumption of such <br /> COVERAGE A--BODILY INJURY AND PROPERTY "bodily injury" or "property damage" during <br /> DAMAGE LIABILITY or after the policy period will be deemed to <br /> 1. Insuring Agreement have been known prior to the policy period. <br /> a. We will pay those sums that the insured c. "Bodily injury" or "property damage" which <br /> becomes legally obligated to pay as damages occurs during the policy period and was not, <br /> because of "bodily injury' or"property damage" prior to the policy period, Known to have <br /> to which this insurance applies. We will have occurred by any insured listed under Paragraph <br /> the right and duty to defend the insured against 1. of Section II — Who is An Insured or any <br /> any suit seeking those damages. However, <br /> noticeoof an authorized <br /> "occurrence!'or claim,give <br /> includes any <br /> receive <br /> we will have no duty to defend the insured <br /> against any "suit" seeking damages for "bodily continuation, change or resumption of that <br /> injury" or "property damage" to which this "bodily injury" or "property damage" after the <br /> insurance does not apply. We may, at our end of the policy period. <br /> discretion, investigate any "occurrence' and d. "Bodily injury" or "property damage" will be <br /> settle any claim or"suit"that may result. But: deemed to have been known to have occurred <br /> (1) The amount we will pay for damages is at the earliest time when any insured listed <br /> limited as described in Section III -- Limits under Paragraph 1. of Section II —Who Is An <br /> Of Insurance; and Insured or any"employee" authorized by you to <br /> give or receive notice of an "occurrence" or <br /> (2) Our right and duty to defend end when we claim: <br /> have used up the applicable limit of <br /> insurance in the payment of judgments or (1) Reports all, or any part, of the "bodily <br /> settlements under Coverages A or B or injury" or "property damage" to us or any <br /> medical expenses under Coverage C. other insurer; <br /> No other obligation or liability to pay sums or (2) Receives a written or verbal demand or <br /> perform acts or services is covered unless <br /> claim for damages because of the "bodily <br /> explicitly provided for under Supplementary injury"or"property damage"; or <br /> Payments. (3) Becomes aware by any other means that <br /> b. This insurance applies to "bodily injury" and "bodily injury" or "property damage" has <br /> "property damage"only if: occurred or has begun to occur. <br /> CG T1 00 02 19 ©2017 The Travelers Indemnity Company.All rights reserved. Page 1 of 21 <br /> Includes copyrighted material of Insurance Services Office,Inc.with its permission. <br />