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If any of tna other lnsuronco dose rwt parrnit <br />contribtxtort by equal shares, wa wiY contnbute Ely <br />fimds. Under ails mettx)d, each )nsurels share Is <br />based on the ratio of its appNCatile 4ms' d <br />insurance to me tutxrt-app6cabfe emits or ir~ranea <br />d aN r>,surars. <br />5. Premium Audit <br />a. Wa wa cm+pite alI premq.unv fqn tlii9 C.ovgr0ge <br />Part in sccordaras~ vdth our tutee and rates: <br />b. Prer„ium stawn in ills Coverage Partaa advance <br />premium is-a deposit premtum only. Ai the Close of <br />each autlit Petiud we. w8t canpule thn eamed <br />premium for ttutt period and sand notice to the first <br />Named Insured. The. due dale for audit and <br />retrospecwa premiums is the date shown as'the <br />due date an d1e bill. H the sum of eta advance arw <br />audit premiums. paid for the pdicy period I5 greater <br />than tfn,eamad pnBmium, we wr1 return drn excess <br />to the first Named Insured. <br />a The Cyst Named insured. must keep records of the <br />information we need for Ixernium oomputalicn, and <br />nerd us copies et such times aswe maY request. <br />b_ &eprasentations <br />a. When You.ACCeptThlaPolicy <br />8y acxopting this policy„ydu agree: <br />(1.}. The statam®rtty in @ta Dedaretlwrsartr. aCCUrate <br />- .and Complete: <br />{2) ilwsa statements era teased upon. <br />reprassntations yonmade to us. end <br />(3) We havQ Issued this pdiq in reliance upon y4fa' <br />representations. <br />b. t?>ilnfentbnaf.FallureToOiscbse:Hazards <br />If unintantioruilly you should fa8 to rA6sJOae a8 <br />hazards relating to. the cortdoct. of your twairiess <br />tl'taS exist at Ifle incepfion date of this Coverage <br />Part, we shall not deny coverage under Uris <br />Coverage Part trecause of such faNure. <br />7. SsparationOttnsurads <br />Except with. respect to the Limits of Insurance, and argr <br />rights or duties-spncifica8y asagrred in this Cweraga <br />Pan to the flrst.Named Insured; ih's fns~rancs appias <br />a. A5 if eaCa Named ir~ured were-lfie only Nartred <br />Insured; and <br />6. Sep9rately to each ihsured against:.-whom claim ~ <br />made Or'suit' is brought.. <br />b. 7nnsfer ~ Rights Of Recovery Age(nst OtFtera To <br />115 <br />a. Transfer of Rfghb tN Raeovary - - <br />Iiiheinsvred.Fina rights T4-feCf.Ner alt. W Aett-Of TcrY <br />.payment, ctdudktg Suppkvnentary Payrnems, w+t. <br />haw made under this Coverage Para.-fltose rights <br />are Irarrsferred to vs. Tin rcrsuretlmusYdo rroiivng <br />attar loss to impair them. At vurrequest, the <br />HG Ip0 Oi Ofi 85 <br />insurrrdwi[bring suit'~.orfrartsferUtoserightstous <br />and help trs enforcethem:. <br />'b Waiver tM Rights Of Recovery (Waiver tk <br />:Subrogation). _ <br />ff fire ineur8d hoe welled any nghW of cecowary <br />against arty person or or~Nzation for a8 tx Part of <br />any Payment. indtxfvtg Supplementary PaYmervs, <br />vre have made under this Gaverege Pert. we atSo <br />wanre that right, provklsa the instead waiwu uw- <br />rights of recovery against such person m <br />organization io a conMact, agreement u pemod diet <br />was eXesartad prior to life ki)wY or darntspe. <br />9: When We [)o Not Renew <br />:U we dactde. rwt W renew-Use Goveraga Fart, wewill <br />mail. or deliver to Ufa [Get Named Insured shtnvn in the <br />Denlarations wntte~n-natlce a1 tMr nunrenewel not less <br />than 3o days-before fire expiraGOn date. <br />N notka is mailed, prodf ai maRing wIM be sufficient <br />proor'nf,rtotfce: <br />SECTION Y-- DF:FINI'ItONS <br />1. 'Adverti.senrent` rrreans the WidespreaC putilie <br />dissernirru6on W ktfomiation or images 8th. has the <br />pugwse of inCucing the sale of goads. products or <br />services through: <br />a. (t) Ratite; <br />(2) Te~vitiort:. <br />(3) t38tDoard:. <br />(4} Megazinai <br />t5) Newspaper, ur <br />b. Arty cater publication that fs given widespread. <br />publictSSDfbuBpn. <br />1-lawevar, 'edvoresemsrd'..does trot Ir~du6o: <br />a. The design. Ixinted material, inttxmatiunMOr ~ges <br />contained in, On ar upon 1}is packaging g <br />of any gnods:or products; ar <br />b.. M interactive comersaGm tietweerr or arrtwrg <br />parsotls Ittrough a Computer network. <br />2. 'Advertising idea' m6ans arty idea far an <br />'advertiscarnnY. <br />~. "Asbestos: hazard' means an exposure or ttxeat of <br />exposure to the &:uiai or a8eyed properties of <br />asbesioa and' includes the mere presence of asbestos <br />In enylofcn" <br />4. "Auto'meanaaiamf motor-venida, Iraifsr aaexrrfkader <br />tiasigned for fravei on public roads, including arty <br />sttachod rnaehinery or oqufprrrant. But'auto" dons rtol <br />inelld@'mfibileiaWipment . <br />'3, "f3odYYin)ury'rneens physkal: <br />a: In)urv; <br />p. Sickness. or <br />-C: Diseas4 <br />sustainedby a person and. rf ailing out of the above. <br />mental anguish-or deathat anytime. <br />Page 15 of 18 <br />