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IMPORTANT <br />If the certificate holder is an ADDITfONAL INSURED, the poiicy(ies} must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). <br />Jf SUBROGATION iS WANED, subject to the terms and conditions oT the poGCy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights tp the certificate <br />holder in lieu of such endorsement(s). <br />DISCLAIAAER <br />This Certificate of Insurance does not constitute a contract between the issuing insurer{s), authorized <br />representative or producer, and the certifrcate holder, nor does it affirmatively ar negatively amend, <br />extend or alter the coverage afforded by thQ policies listed thereon. <br />ACQRD 25 <br />