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DATE (MM/DD/YYYY) <br />ACO CERTIFICATE OF LIABILITY INSURANCE <br />III? 12/2/2010 <br />THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS <br />CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES <br />BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED <br />REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. <br />IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to <br />the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the <br />certificate holder in lieu of such endorsement(s). <br />PRODUCER Insurance Office of America CONTACT NAME: <br />130 Vantis, Suite 250 PHONE A/C No Ext: 949-297-5962_ FAX AIC N.949-297596Q <br />Aliso Viejo, CA 92656 <br />INSURERS AFFORDING COVERAGE NAIC # <br />www.ioausa.com CA License #OE67768 INSURER A : Travelers Property Ins Co of America 25674 <br />INSURED Johnson-Frank & Associates, Inc. INSURER B: BeaZle Insurance Company 37540 <br />5150 E. Hunter Avenue <br />Anaheim CA 92807 INSURER C : <br />INSURER D : <br />INSURER E : --- -- - --- -- <br />INSURER F : <br />COVFRAI CFRTIPIRATF Kit IMRFR• QQno7no owr?rnu w uae?r.. <br />THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD <br />INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS <br />CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, <br />EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. <br />INSR <br />LTR TYPE OF INSURANCE ADDL SUBR <br />POLICY NUMBER POLICY EFF <br />MM/DD/YYYY POLICY EXP <br />MM/DDfYYYY <br />LIMITS <br />A GENERAL LIABILITY ? 68068251-007 12/1/2010 12/1/2011 EACH OCCURRENCE $ 1,000,000 <br /> ? COMMERCIAL GENERAL LIABILITY Scheduled Al Endt <br />#CGD3820907 DAMA? E TO RENTED <br />PREMISES (Ea occurrence) <br />$ 1,000,000 <br /> ? <br />CLAIMS-MADE L v' J OCCUR Professional Services MED EXP (Any one person) $ 10,000 <br /> Primary/Non-Contributory performed by the insured PERSONAL BADV INJURY $ 1,000,000 <br /> ? Waiver of Subrogation are Excluded <br />GENERAL AGGREGATE <br />$ 2,000,000 <br /> GEN'L AGGREGATE LIMIT APPLIES PER'. PRODUCTS- COMP/OP AGG $ 2,000,000 <br /> POLICY PRO- <br />? T ? LOC <br />$ <br />A AUT OMOBILE LIABILITY ? BA68191_639 121112010 12/1/2011 B <br />l NE <br />D <br />SINGLE LIMIT <br />COM <br /> a <br />o <br />e <br />t $ 1,000,000 <br /> ? ANY AUTO Designated Insured BODILY INJURY <br />P <br /> <br />Endt #CA20480299 <br />( <br />er person) $ <br /> ALL OWNED <br />AUTOS SCHEDULED <br />Auros <br /> <br />, <br />Blanket Waiver of <br />BODILY INJURY (Per accident) <br />$ <br /> <br />? <br />HIREDAUTOS NON-OWNED <br />? Subrogation #CAT3400808 PROPERTY DAMAGE <br /> _ _ <br />AUTOS ' der accident) $ <br /> <br /> <br />A ? UMBRELLA LIAB OCCUR <br />CUP7915Y817 <br />12/1/2010 <br />12/1/2011 <br />EACH OCCURRENCE <br />$ 4,000,000 <br /> EXCESS LIAB CLAIMS-MADE Excludes Professional AGGREGATE $ <br /> 4,000,000 <br /> <br />V/ RE <br />DED TENTION$O <br />Liability ?g/; r <br />" P ?_(? h <br />',t tl. <br />$ <br /> $ <br /> <br /> <br /> WORKERS COMPENSATION _ <br /> <br />-?- TAU <br />TH <br />O <br />Y <br /> AND EMPLOYERS' LIABILITY Y / N .._.? _ <br />t <br />fi TOR <br />L MITS <br /> ANY PROPRIETOR/PARTNER/EXECUTIVE ?9 <br />dufY <br />/ ? z ?' <br />,t <br />' <br /> <br />OFFICER/MEMBER EXCLUDED? ? <br />N/A . <br />.. E.L. EACH ACCIDENT $ <br /> (Mandatory in NH) <br />If yes <br />describe under A,jj15t2t1 t E.L. DISEASE - EA EMPLOYEE $ <br /> , <br />DESCRIPTION OF OPERATIONS below E.L. DISEASE -POLICY LIMIT $ <br />B Professional Liability V15PR3100301 121112010 12/1/2011 $1,000 <br />000 Per Claim <br /> Claims-Made , <br />$2,000,000 Aggregate <br />DESCRIPTION OF OPERATIONS /LOCATIONS / VEHICLES (Attach ACORD 101, Additional Remarks Schedule, if more space is required) <br />Certificate Holder is an Additional Insured with respect to General Liability and Automobile Liability but only when required by written contract with <br />Named Insured prior to an occurrence as per Endorsement(s) noted above. General Liability includes Separation of Insureds and Contractual <br />Liability per limitations in the Liability Coverage form #CG00011001. Coverage is subject to all policy terms, conditions <br />limitations and exclusions <br />, <br />. <br />30 Day Notice of Cancellation/10 Day Notice for Non-Payment of premium. <br />CERTIFICATE HOLDER CANCELLATION <br /> SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE <br />City of Santa Ana, Its Officers and Employees THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN <br />P.O. Box 1988 ACCORDANCE WITH THE POLICY PROVISIONS. <br />Santa Ana CA 92702 <br /> AUTHORIZED REPRESENTATIVE <br /> <br /> (AVC) Alicia K. Igram <br />W IV05-ZUTU At-UKU L;UKFUKA I IUN. All rights reserved. <br />ACORD 25 (2010/05) The ACORD name and logo are registered marks of ACORD <br />CERT NO.: 8898708 Teresa Frank 12/2/2010 1:13:50 PM Page 1 of 5