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Philadelphia Indemnity Insurance Company <br /> PI-GLD-VS(05117) <br /> 3. If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the extent not <br /> subject to SECTION I—COVERAGE, COVERAGE A BODILY INJURY AND PROPERTY <br /> DAMAGE LIABILITY, Subsection 2. Exclusions, Paragraph g.; or <br /> 4. When any of the Named Insureds, under this Coverage Part, are additional insureds under a <br /> commercial general liability policy or similar insurance of another party. <br /> When this insurance is excess, we will have no duty under Coverages A or B to defend any claim or <br /> "suit" that any other insurer has a duty to defend. If no other insurer defends, we will undertake to do <br /> so, but we will be entitled to the insured's rights against all those other insureds. <br /> When this insurance is excess or other insurance, we will pay only our share of the amount of the loss, <br /> if any, that exceeds the sum of: <br /> 1. The total amount that all such other insurance would pay for the loss in the absence of this <br /> insurance; and <br /> 2. The total of all deductible and self-insured amounts under all that other insurance. <br /> We will share the remaining loss, if any, with any other insurance that is not described in this Excess <br /> Insurance provision and was not bought specifically to apply in excess of the Limits of Insurance <br /> shown in the Declarations of this Coverage Part. <br /> L. Unintentional Failure To Disclose Hazards <br /> It is agreed that, based on our reliance on your representations as to existing hazards, if you should <br /> unintentionally fall to disclose all such hazards prior to the beginning of the policy period of this <br /> Coverage Part, we shall not deny coverage under this Coverage Part because of such failure. <br /> M. Liberalization <br /> If we revise this endorsement to provide more coverage without additional premium charge, we will <br /> automatically provide the additional coverage to all endorsement holders as of the day the revision is <br /> effective in your state. <br /> N. Bodily Iniury-Mental Anguish <br /> SECTION V—DEFINITIONS, Paragraph 3. is changed to read: <br /> "Bodily Injury <br /> a. Means bodily injury, sickness or disease sustained by a person, and includes mental anguish <br /> resulting from any of these; and <br /> b. Except for mental anguish, includes death resulting from the foregoing (item a. above) at any <br /> time. <br /> 0. Personal and Advertising Iniury—Abuse of Process. Discrimination <br /> If COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY COVERAGE is not otherwise <br /> excluded from this Coverage Part, the definition of"personal and advertising injury" is amended as <br /> follows: <br /> 1. SECTION V—DEFINITIONS, Paragraph 14. b. is revised to read: <br /> b. Malicious prosecution or abuse of process: <br /> 2. SECTION V—DEFINITIONS, Paragraph 14. is amended to include the following: <br /> PI-GLD VS(05/17) <br /> Page 8 of 9 <br /> Includes copyrighted material of Insurance Services Office, Inc., with its permission. <br />