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AMES & GOUGH <br />To Whom It May Concern: <br />Re: Additional Insureds <br />Please note that your professional liability carrier will not allow additional insureds on their <br />professional liability policy form. (In fact, we are not aware of any professional liability carrier <br />that will allow this.) While it is common to include third parties as additional insureds under <br />general liability policies, it is not possible to do so under a professional liability form nor would <br />it be in the additional insured's best interest. <br />Keep in mind that the policy coverage applies to the named insured's rendering of professional <br />design services and pays on behalf of the insured in the event of the insured's negligence in the <br />rendering of those professional services. As a "third party" policy, a professional liability policy <br />never pays to a named insured, but rather pays to correct damage to a third party caused by the <br />named insured. Finally, the additional insured would not be able to collect under the policy <br />because, simply put, an insured cannot make a claim against itself. <br />If you have any questions, please do not hesitate to let us know. <br />MG/aa <br />Best regards, <br />Matthew B. Gough <br />Partner <br />8300 Greensboro Drive, suite 980 • McLean, 'Virginia 22102 <br />Telephone (703) 827-2277 • Facsimile (703) 827-2279 <br />E-Mail info@amesgough.com <br />