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MINIMUM SCOPE OF INSURANCE
<br />Coverage shall be at least as broad as:
<br />1. Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 covering
<br />CGL on an "occurrence" basis, including products and completed operations, property damage,
<br />bodily injury and personal & advertising injury with limits no less than $1,000,000 per occurrence
<br />and $2,000,000 general aggregate.
<br />2. Automobile Liability (AL): Insurance Services Office Form CA 00 01 covering code 1 (any
<br />auto, with limits no less than $1,000,000 combined single limits.
<br />3. Cyber Liability: Insurance, with limits not less than $2,000,000 per occurrence or claim and
<br />$2,000,000 aggregate. Coverage shall be sufficiently broad to respond to the duties and obligations
<br />as is undertaken by Consultant in this agreement and shall include, but not be limited to, claims
<br />involving security breach, system failure, data recovery, business interruption, cyber extortion,
<br />social engineering, infringement of intellectual property, including but not limited to infringement
<br />of copyright, trademark, trade dress, invasion of privacy violations, information theft, and release
<br />of private information. The policy shall provide coverage for breach response costs, regulatory
<br />fines and penalties as well as credit monitoring expenses.
<br />3. Technology Professional Liability -Errors and Omissions Insurance (E&O): appropriate to
<br />the Consultant's profession and work hereunder, with limits not less than $2,000,000 per
<br />occurrence and $2,000,000 aggregate. Coverage shall be sufficiently broad to respond to the duties
<br />and obligations as is undertaken by the Consultant in this agreement and shall include, but not be
<br />limited to, claims involving business interruption, damage to or destruction of electronic
<br />information, and alteration of electronic information. The policy shall provide coverage for
<br />Consultant's failure to provide professional services and/or products under this Agreement. The
<br />Policy shall include, or be endorsed to include, damage to, alteration of, loss of, or destruction of
<br />electronic data and/or information "property" of Customer in the care, custody, or control of
<br />Consultant.
<br />4. Workers' Compensation as required by the State of California, with statutory limits, and
<br />Employer's Liability insurance with limits of no less than $1,000,000 per accident, policy,
<br />employee, for bodily injury or disease.
<br />If Consultant maintains broader coverage and/or higher limits than the minimums shown above
<br />for any line of coverage, Customer requires and shall be entitled to the broader coverage and/or
<br />the higher limits maintained by Consultant. Any available insurance proceeds in excess of the
<br />specified minimum limits of insurance and coverage shall be available to Customer.
<br />Other Insurance Provisions
<br />The above required insurance policies are to contain or be endorsed to contain the following
<br />provisions:
<br />1. City of Santa Ana, its City Council, its officers, officials, employees, agents, and
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