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Page 3 of 9
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<br />7. INSURANCE
<br />
<br />Consultant shall procure and maintain for the duration of the agreement, the following insurance
<br />coverages:
<br />
<br />Minimum Scope and Limit of Insurance. Consultant shall maintain limits of insurance coverage
<br />in the following minimum amounts and shall be at least as broad as:
<br />• Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 covering
<br />CGL on an “occurrence” basis, including products and completed operations, property
<br />damage, bodily injury and personal & advertising injury with limits no less than $1,000,000
<br />per occurrence and $2,000,000 aggregate.
<br />• Automobile Liability (AL): Insurance Services Office Form CA 00 01 covering Code 1 (any
<br />auto), with combined single limits of $1,000,000. In the event Consultant does not maintain
<br />commercial automobile liability insurance, City will accept evidence of personal automobile
<br />insurance with existing limits, which can be lower than $1,000,000.
<br />• Workers’ Compensation (W/C): as required by the State of California, with statutory limits,
<br />and Employer’s Liability Insurance with limit of no less than $1,000,000 per accident, per
<br />employee, per policy for bodily injury or disease. This requirement can be waived if Consultant
<br />has no employees.
<br />• If Consultant maintains broader coverage and/or higher limits than the minimums shown
<br />above, City requires and shall be entitled to the broader coverage and/or the higher limits
<br />maintained by Consultant. Any available insurance proceeds in excess of the specified
<br />minimum limits of insurance and coverage shall be available to City.
<br />
<br />Other Insurance Provisions. The insurance policies are to contain, or be endorsed to contain, the
<br />following provisions:
<br />• CGL and AL policies: City of Santa Ana, its City Council, its officers, officials, employees,
<br />agents, and volunteers are to be covered as additional insureds with respect to liability arising
<br />out of work or operations performed by or on behalf of the Consultant including materials,
<br />parts, equipment, and personnel furnished in connection with such work or operations.
<br />• All required insurance policies: Insurance company(ies) agrees to waive all rights of
<br />subrogation against City, its City Council, its officers, officials, employees, a gents, and
<br />volunteers for losses paid under the terms of any policy which arise from work performed by
<br />Consultant for City.
<br />• All required insurance policies: For any claims related to this contract, Consultant’s insurance
<br />coverage shall be primary and any insurance maintained by City, its City Council, its officers,
<br />officials, employees, agents, or volunteers shall not contribute with it.
<br />• All required insurance policies: A severability of interest provision must apply for all the
<br />additional insureds, ensuring that Consultant’s insurance shall apply separately to each insured
<br />against whom a claim is made or suit is brought, except with respect to the insurer’s limits of
<br />liability.
<br />• Each insurance policy required herein shall provide that coverage shall not be canceled,
<br />suspended, voided, reduced in coverage or in limits, non-renewed by the carrier, or materially
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