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Minimum Scope and Limit of Insurance. Coverage shall be at least as broad as:
<br /> • Commercial General Liability (CGL): Insurance Services Office Form CG 00 01
<br /> covering CGL on an"occurrence" basis, including products and completed operations,
<br /> property damage, bodily injury and personal & advertising injury with limits no less
<br /> than $1,000,000 per occurrence and $2,000,000 general aggregate.
<br /> • Cyber Liability: Insurance, with limits not less than $2,000,000 per occurrence or
<br /> claim and$2,000,000 aggregate.Coverage shall be sufficiently broad to respond to the
<br /> duties and obligations as is undertaken by Consultant in this agreement and shall
<br /> include, but not be limited to, claims involving security breach, system failure, data
<br /> recovery, business interruption, cyber extortion, social engineering, infringement of
<br /> intellectual property, including but not limited to infringement of copyright,trademark,
<br /> trade dress, invasion of privacy violations, information theft, and release of private
<br /> information. The policy shall provide coverage for breach response costs, regulatory
<br /> fines and penalties as well as credit monitoring expenses.
<br /> • Workers' Compensation as required by the State of California, with statutory limits,
<br /> and Employer's Liability insurance with limits of no less than$1,000,000 per accident,
<br /> policy, employee, for bodily injury or disease.
<br /> • If Consultant maintains broader coverage and/or higher limits than the minimums
<br /> shown above for any line of coverage, City requires and shall be entitled to the broader
<br /> coverage and/or the higher limits maintained by Consultant. Any available insurance
<br /> proceeds in excess of the specified minimum limits of insurance and coverage shall be
<br /> available to City.
<br /> Other Insurance Provisions. The above required insurance policies are to contain or be
<br /> endorsed to contain the following provisions:
<br /> • City of Santa Ana, its City Council, its officers, officials, employees, agents, and
<br /> volunteers are to be covered as additional insureds,under ConsuItant's CGL,and Cyber
<br /> Liability policies, with respect to any liability arising out of work or operations
<br /> performed by or on behalf of the Consultant including materials, parts,equipment, and
<br /> personnel furnished in connection with such work or operations.
<br /> • Consultant's Insurance companies agree to waive all rights of subrogation against City
<br /> of Santa Ana, its City Council, its officers, officials, employees, agents, and volunteers
<br /> for losses paid under the terms of any policy which arise from wort', performed by
<br /> Consultant under this Agreement.
<br /> • For any claims related to this contract, Consultant's insurance coverage shall be
<br /> primary and any insurance maintained by City of Santa Ana, its City Council, its
<br /> officers, officials, employees, agents, or volunteers shall not contribute with it.
<br /> • A severability of interest provision must apply for all the additional insureds, ensuring
<br /> that Consultant's insurance shall apply separately to each insured against whom a claim
<br /> is made or suit is brought, except with respect to the insurer's limits of liability.
<br /> • Insurance policies required herein shall provide that coverage shall not be canceled,
<br /> suspended, voided, reduced in coverage or in limits, non-renewed by the carrier, or
<br /> materially changed except after thirty (30) days prior written notice has been given to
<br /> City. Ten(10)days prior written notice shall be provided to City for policy cancellation
<br /> or non-renewal due to non-payment of premium.
<br /> • Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa
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