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7. INSURANCE
<br /> Consultant shall procure and maintain for the duration of the agreement, the following insurance
<br /> coverages:
<br /> Minimum Scope and Limit of Insurance. Consultant shall maintain limits of insurance coverage
<br /> in the following minimum amounts and shall be at least as broad as:
<br /> •❑ Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 covering
<br /> CGL on an "occurrence" basis, including products and completed operations, property
<br /> damage, bodily injury and personal & advertising injury with limits no less than $1,000,000
<br /> per occurrence and$2,000,000 aggregate.
<br /> •❑ Automobile Liability(AL): Insurance Services Office Form CA 00 01 covering Code 1 (any
<br /> auto), with combined single limits of$1,000,000. In the event Consultant does not maintain
<br /> commercial automobile liability insurance, City will accept evidence of personal automobile
<br /> insurance with existing limits, which can be lower than$1,000,000.
<br /> •❑ Workers' Compensation (WIC): as required by the State of California,with statutory limits,
<br /> and Employer's Liability Insurance with limit of no less than $1,000,000 per accident, per
<br /> employee,per policy for bodily injury or disease.This requirement can be waived if Consultant
<br /> has no employees.
<br /> •❑ If Consultant maintains broader coverage and/or higher limits than the minimums shown
<br /> above, City requires and shall be entitled to the broader coverage and/or the higher limits
<br /> maintained by Consultant. Any available insurance proceeds in excess of the specified
<br /> minimum limits of insurance and coverage shall be available to City.
<br /> Other Insurance Provisions. The insurance policies are to contain, or be endorsed to contain, the
<br /> following provisions:
<br /> •El CGL and AL policies: City of Santa Ana, its City Council, its officers, officials, employees,
<br /> agents, and volunteers are to be covered as additional insureds with respect to liability arising
<br /> out of work or operations performed by or on behalf of the Consultant including materials,
<br /> parts, equipment, and personnel furnished in connection with such work or operations.
<br /> •❑ All required insurance policies: Insurance company(ies) agrees to waive all rights of
<br /> subrogation against City, its City Council, its officers, officials, employees, agents, and
<br /> volunteers for losses paid under the terms of any policy which arise from work performed by
<br /> Consultant for City.
<br /> •❑ All required insurance policies: For any claims related to this contract, Consultant's insurance
<br /> coverage shall be primary and any insurance maintained by City, its City Council, its officers,
<br /> officials, employees, agents, or volunteers shall not contribute with it.
<br /> •❑ All required insurance policies: A severability of interest provision must apply for all the
<br /> additional insureds, ensuring that Consultant's insurance shall apply separately to each insured
<br /> against whom a claim is made or suit is brought, except with respect to the insurer's limits of
<br /> liability.
<br /> •❑ Each insurance policy required herein shall provide that coverage shall not be canceled,
<br /> suspended,voided, reduced in coverage or in limits, non-renewed by the carrier, or materially
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