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EXHIBIT 3 <br /> Philadelphia Indemnity Insurance Company <br /> PI-SAM-007DDI (01/17) <br /> ABUSIVE CONDUCT LIABILITY COVERAGE FORM - CLAIMS MADE <br /> DEFENSE WITHIN LIMITS <br /> POLICY DECLARATIONS <br /> THIS IS A CLAIMS MADE POLICY WHICH INCLUDES DEFENSE COSTS WITHIN THE LIMITS. <br /> PLEASE READ THIS POLICY CAREFULLY. <br /> THIS POLICY ONLY COVERS THOSE CLAIMS FIRST MADE AGAINST THE INSURED DURING THE <br /> POLICY PERIOD. <br /> THE LIMIT OF INSURANCE AVAILABLE TO PAY"DAMAGES" SHALL BE REDUCED BY AMOUNTS <br /> INCURRED FOR "DEFENSE COSTS." <br /> Policy Number: PHPK2558355-003 Effective date: 07/15/2024 <br /> 12:01 A.M. Standard Time <br /> LIMITS OF INSURANCE: <br /> AGGREGATE LIMIT $ 1,000,000 <br /> EACH ABUSIVE CONDUCT LIMIT $ 1,000,000 <br /> DEDUCTIBLE: $ NONE <br /> RETROACTIVE DATE: <br /> This insurance does not apply to "Damages" or"Defense Costs" resulting from "Abusive Conduct"which occurred <br /> before the Retroactive Date, if any, shown here 09/04/2016 <br /> (Enter Date or"None"if No Retroactive Date Applies) <br /> PRIOR AND PENDING DATE: 07/15/2021 <br /> BUSINESS DESCRIPTION: <br /> Form of Business: NON PROFIT ORGANIZATION <br /> Business Description: Non Profit Organization <br /> PREMIUM: $ 1,045.00 <br /> FORMS AND ENDORSEMENTS (Other than Applicable Forms and Endorsements Shown Elsewhere in the Policy) <br /> Forms and Endorsements Applying to this Coverage Part and Made Part of this Policy at Time of Issue: <br /> SEE SCHEDULE ATTACHED <br /> PI-SAM-007DDI (01/17) <br /> Page 1 of 1 <br /> ©2017 Philadelphia Consolidated Holding Corp. <br /> Includes copyrighted material of Insurance Services Office, Inc. with permission. <br />