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CNA CNA PARAMOUNT Cancellation / Nonrenewal — California the nonrenewals that is fair and equitable,and that is responsive to the changes in the Insurer's reinsurance position. f. If a state of emergency under California Law is declared and the residential property is located in any ZIP Code within or adjacent to the fire perimeter, as determined by California Law, the Insurer may not cancel or non-renew this policy for one year, beginning from the date the state of emergency is declared, solely because the dwelling or other structure is located in an area in which a wildfire has occurred. However,the Insurer may cancel or non-renew: (1) When the Named Insured has not paid the premium at any time and the Insurer lets the !Named Insured know at least 10 days before the date cancellation takes effect; (2) If willful or grossly negligent acts or omissions by the Named Insured, or his or her representatives, are discovered that materially increase any of the risks insured against; (3) If losses unrelated to the post-disaster loss condition of the property have occurred that would collectively render the risk ineligible for renewal; or (4) If there are physical changes in the property insured against, beyond the catastrophe-damaged condition of the structures and surface landscape,which result in the property becoming uninsurable g. If this policy contains an exclusion barring coverage for the peril of corrosive soil conditions, the Insurer shall not cancel or refuse to renew the policy solely because corrosive soil conditions exist on the location. All other terms and conditions of the Policy remain unchanged. This endorsement,which forms a part of and is for attachment to the Policy issued by the designated Insurers, takes effect on the effective date of said Policy at the hour stated in said Policy, unless another effective date is shown below, and expires concurrently with said Policy. CNA62814CA(7-20) Policy No: 7094828100 Page 4 of 4 Endorsement No: 18 VALLEY FORGE INSURANCE COMPANY Effective Date: 10/15/2024 Insured Name: VISIONARY INTEGRATION PROFESSIONALS, TNC C0WbhtCNAAII Rghts Reserved.