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The name and location of the project or event should be included in the Description of <br /> Operations section of each certificate, <br /> Self-Insured Retentions <br /> ,Self-insured retentions must be declared to and approved by the City.City may require Consultant <br /> to purchase coverage with a lower retention or provide proof of ability to pay losses and related <br /> investigations, claim administration,and defense expenses within the retention. <br /> Acceptability of Insurers <br /> Insurance is to be placed with insurers authorized to conduct business in the state of California <br /> with a current A.M. Best rating of no less than A:V11, unless otherwise acceptable to City. <br /> Verification of Coverage <br /> Consultant shall furnish City with original Certificates of Insurance including all required <br /> amendatory endorsements(or copies of the applicable policy language effecting coverage required <br /> by this clause) and a copy of the Declarations and.Endorsement Page of the CGL policy listing all <br /> policy endorsements to Entity before work begins. However, failure to obtain the required <br /> documents prior to the work beginning shall not waive the Consultant's obligation to provide them, <br /> City reserves the right to require complete, certified copies of all required insurance policies, <br /> including endorsements required by these specifications, at any time. <br /> Claims Made Policies <br /> If any of the required policies provide coverage on a claims-made basis: <br /> 1. The retroactive date must be shown and must be before the date of the contract or the <br /> beginning of work. <br /> 2. Insurance must be maintained and evidence of insurance must be provided for at least three <br /> (3) years after completion of work. <br /> 3. If coverage is canceled.or non-renewed, and not replaced with another claims-made policy <br /> form with a retroactive date prior to the contract effective date, Consultant must purchase <br /> "extended reporting"coverage for a minimum of three (3) years after completion of work. <br /> Subcontractors <br /> Consultant shall require and verify that all sub-contractors maintain insurance meeting all the <br /> requirements stated herein, and Consultant shall ensure that City is an additional insured on <br /> insurance required from sub-contractors. <br /> Special Risks or Circumstances <br /> City reserves the right to modify these requirements, including limits, based on the nature of the <br /> risk,prior experience, insurer, coverage, or other special circumstances. <br /> 7. INDEMNIFICATION <br /> Consultant agrees to defend, and shall indemnify and hold harmless the City, its officers, <br /> agents, employees, contractors, special counsel,and.representatives from liability:(1)for personal <br /> injury,damages,just compensation, restitution,judicial or equitable relief arising out of claims for <br /> personal injury, including death, and claims for property damage, which may arise from the <br /> Page 4 of 10 <br />