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IL 00 17 1198 COMMON POLICY CONDITIONS All Coverage Parts included in this policy are subject to the following conditions. A. Cancellation b. Give you reports on the conditions we find; 1. The first Named Insured shown in the Declara- and tions may cancel this policy by mailing or de- c. Recommend changes. livering to us advance written notice of cancel- W 2, e are not obligated to make any y inspections, lation. surveys, reports or recommendations and any 2. We may cancel this policy by mailing or deliv- such actions we do undertake relate only to in- ering to the first Named Insured written notice surability and the premiums to be charged. We of cancellation at least: do not make safety inspections. We do not un- a. 10 days before the effective date of cancel- dertake to perform the duty of any person or lation if we cancel for nonpayment of pre- organization to provide for the health or safety mium; or of workers or the public. And we do not war- b. 30 days before the effective date of cancel- rant that conditions: [ation if we cancel for any other reason. a. Are safe or healthful; or 3. We will mail or deliver our notice to the first b. Comply with laws, regulations, codes or Named Insured's last mailing address known to standards. us. 3. Paragraphs 1. and 2. of this condition apply not 4. Notice of cancellation will state the effective only to us, but also to any rating, advisory, rate date of cancellation. The policy period will end service or similar organization which makes in- on that date. surance inspections, surveys, reports or recom- s. If this policy is canceled, we will send the first mendations. Named Insured any premium refund due. If we 4. Paragraph 2. of this condition does not apply to cancel, the refund will be pro rata. If the first any inspections, surveys, reports or recommen- Named Insured cancels, the refund may be less dations we may make relative to certification, than pro rata. The cancellation will be effective under state or municipal statutes, ordinances or even if we have not made or offered a refund. regulations, of boilers, pressure vessels or ele- 6. If notice is mailed, proof of mailing will be suf- vators. ficient proof of notice, E. Premiums B. Changes The first Named Insured shown in the Declarations: This policy contains all the agreements between 1. Is responsible for the payment of all premiums; you and us concerning the insurance afforded. The and first Named Insured shown in the Declarations is 2. Will be the payee for any return premiums we authorized to make changes in the terms of this pay. policy with our consent. This policy's terms can be F. Transfer Of Your Rights And Duties Under This amended or waived only by endorsement issued by Policy us and made a part of this policy. C. Examination Of Your Books And Records Your rights and duties under this policy may not be transferred without our written consent except in We may examine and audit your books and records the case of death of an individual named insured. as they relate to this policy at any time during the If you die, your rights and duties will be transferred policy period and up to three years afterward. to your legal representative but only while acting D. Inspections And Surveys within the scope of duties as your legal representa- 1. We have the right to: tive. Until your legal representative is appointed, a. Make inspections and surveys at any time; anyone having proper temporary custody of your property will have with respect to that PRCINFO_DUPLEX ------------------------------------------ - OFF IL 00 17 1I 98 Copyright,Insurance Services Office,Inc., 1998