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property damage, bodily injury and personal & advertising injury with limits no less <br /> than$1,000,000 per occurrence and $2,000,000 aggregate. <br /> • Automobile Liability(AL): Insurance Services Office Form CA 00 01 covering Code <br /> 1 (any auto), with combined single limits of$1,000,000. In the event Contractor does <br /> not maintain commercial automobile liability insurance, City will accept evidence of <br /> personal automobile insurance with existing limits, which can be lower than <br /> $1,000,000. <br /> • Workers' Compensation(WIC): as required by the State of California,with statutory <br /> limits, and Employer's Liability Insurance with limit of no less than $1,000,000 per <br /> accident, per employee, per policy for bodily injury or disease. This requirement can <br /> be waived if Contractor has no employees. <br /> • If Contractor maintains broader coverage and/or higher limits than the minimums <br /> shown above, City requires and shall be entitled to the broader coverage and/or the <br /> higher limits maintained by Contractor. Any available insurance proceeds in excess of <br /> the specified minimum limits of insurance and coverage shall be available to City. <br /> Other Insurance Provisions. The insurance policies are to contain, or be endorsed to <br /> contain, the following provisions: <br /> • CGL and AL policies: City of Santa Ana, its City Council, its officers,officials, <br /> employees, agents, and volunteers are to be covered as additional insureds with <br /> respect to liability arising out of work or operations performed by or on behalf of the <br /> Contractor including materials,parts, equipment, and personnel furnished in <br /> connection with such work or operations. <br /> • All required insurance policies: Insurance company(ics) agrees to waive all rights of <br /> subrogation against City, its City Council, its officers, officials, employees, agents, <br /> and volunteers for losses paid under the terms of any policy which arise from work <br /> performed by Contractor for City. <br /> • All required insurance policies: For any claims related to this contract, Contractor's <br /> insurance coverage shall be primary and any insurance maintained by City, its City <br /> Council, its officers, officials, employees, agents, or volunteers shall not contribute <br /> with it. <br /> • All required insurance policies: A severability of interest provision must apply for all <br /> the additional insureds, ensuring that Contractor's insurance shall apply separately to <br /> each insured against whom a claim is made or suit is brought, except with respect to <br /> the insurer's limits of liability. <br /> • Each insurance policy required herein shall provide that coverage shall not be <br /> canceled, suspended,voided,reduced in coverage or in limits,non-renewed by the <br /> carrier,or materially changed except after thirty(30) days prior written notice has <br /> been given to City. Ten(10) days prior written notice shall be provided to City for <br /> policy cancellation or non-renewal due to non-payment. <br /> • Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa <br /> Ana,Attention: (Name of Department Staff Responsible for Agreement), Address of <br /> Department Responsible for Agreement, M-XX, Santa Ana, CA 92701. The name <br /> Page 3 of 9 <br />