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When SAHA cannot readily anticipate income based upon current circumstances (e.g., in <br />the case of seasonal employment, unstable working hours, or suspected fraud), SAHA <br />will review and analyze historical data for patterns of employment, paid benefits, and <br />receipt of other income and use the results of this analysis to establish annual income. <br />Any time current circumstances are not used to project annual income, a clear rationale <br />for the decision will be documented in the file. In all such cases the family may present <br />information and documentation to SAHA to show why the historic pattern does not <br />represent the family’s anticipated income. <br />Known Changes in Income <br />If SAHA verifies an upcoming increase or decrease in income, annual income will be <br />calculated by applying each income amount to the appropriate part of the 12-month <br />period. <br />Example: An employer reports that a full-time employee who has been receiving $8/hour <br />will begin to receive $8.25/hour in the eighth week after the effective date of the <br />reexamination. In such a case the PHA would calculate annual income as follows: <br />($8/hour × 40 hours × 7 weeks) + ($8.25 × 40 hours × 45 weeks). <br />The family may present information that demonstrates that implementing a change before <br />its effective date would create a hardship for the family. In such cases SAHA will <br />calculate annual income using current circumstances and then require an interim <br />reexamination when the change actually occurs. This requirement will be imposed even if <br />SAHA’s policy on reexaminations does not require interim reexaminations for other <br />types of changes. <br />When tenant-provided third-party documents are used to anticipate annual income, they <br />will be dated within 120 days of the date received by SAHA. Statements dated within the <br />appropriate benefit year will be accepted for fixed income sources. <br />Projecting Income <br />In HUD’s EIV webcast of January 2008, HUD made clear that PHAs are not to use EIV <br />quarterly wages to project annual income. <br />EXHIBIT 1