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Administrative Plan 7/1/2025 Page 6-7 <br />6-I.C. CALCULATING ANNUAL INCOME <br />The methodology used for calculating income differs depending on whether income is being <br />calculated at initial occupancy, interim reexamination, or at annual reexamination. However, <br />income from assets is always anticipated regardless of certification type. <br />Anticipating Annual Income [24 CFR 5.609(c)(1)] <br />At initial occupancy and for an interim reexamination of family income, the PHA is required to <br />use anticipated income (current income) for the upcoming 12-month period following the new <br />admission or interim reexamination effective date. Policies related to verifying income are found <br />in Chapter 7. <br />SAHA Policy <br />When SAHA cannot readily anticipate income based upon current circumstances (e.g., in <br />the case of temporary, sporadic, or variable employment, seasonal employment, unstable <br />working hours, or suspected fraud), SAHA will review and analyze historical data for <br />patterns of employment, paid benefits, and receipt of other income and use the results of <br />this analysis to establish annual income. <br />Any time current circumstances are not used to project annual income, a clear rationale <br />for the decision will be documented in the file. In all such cases the family may present <br />information and documentation to SAHA to show why the historic pattern does not <br />represent the family’s anticipated income. <br />In all cases, the family file will be documented with a clear record of the reason for the <br />decision, and a clear audit trail will be left as to how SAHA annualized projected income. <br />Known Changes in Income <br />If SAHA verifies an upcoming increase or decrease in income at admission or interim <br />reexamination, annual income will be projected by applying each income amount to the <br />appropriate part of the 12-month period. <br />Example: An employer reports that a full-time employee who has been receiving $8/hour <br />will begin to receive $8.25/hour in the eighth week after the effective date of the new <br />admission or interim reexamination. In such a case the PHA would calculate annual <br />income as follows: ($8/hour × 40 hours × 7 weeks) + ($8.25 × 40 hours × 45 weeks). <br />The family may present information that demonstrates that implementing a change before <br />its effective date would create a hardship for the family. In such cases SAHA will <br />calculate annual income using current circumstances and then, should the change in <br />income require SAHA to conduct an interim reexamination, conduct an interim <br />reexamination in accordance with SAHA policy in Chapter 11. <br />EXHIBIT 1